Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Licence Revoked
by assassin Today at 7:20 pm

» Non-limited Business Question
by assassin Today at 7:15 pm

» Lloyds CreditCard - Northampton Court Claim Form received.
by Tiggy Today at 6:47 pm

» WeRe bank
by QUEENISABELLA Today at 5:29 pm

» Boats & Ships
by actinglikeabanker Today at 5:12 pm

» Letter 1 response - CCA 1974 Fact Sheet
by sam66 Today at 4:34 pm

» HAS-THE-WOOL-BEEN-PULLED-OVER-YOUR-EYES?
by 7tt7 Today at 4:25 pm

» Cabot offer
by MBE2017 Today at 3:57 pm

» Parsons Green - most pathetic false flag ever?
by mitch Today at 3:51 pm

» ok so i frist to post here, a way to move froward
by Tiggy Today at 2:34 pm

» Wim Hof
by mitch Today at 12:16 pm

» Land Registry
by Jinxer Today at 2:43 am

» can you wait till 2021?
by actinglikeabanker Yesterday at 11:46 pm

» remedy for P.C.N/COUNCIL TAX
by iamani Yesterday at 8:34 pm

» You Tube Convertor
by Society of the Spectacle Yesterday at 7:20 pm

» UK Column
by ceylon Yesterday at 6:53 pm

» SUBJECT ACESS REQUEST
by Tiggy Yesterday at 3:19 pm

» Cabot Financial Ltd
by Tiggy Yesterday at 3:18 pm

» New Alternative letters for DCA's ( acting as agents)
by daveiron Yesterday at 2:36 pm

» Lowell & Cohen Cramer - Directions Questionnaire Received
by andyb93 Yesterday at 12:22 pm

» The Ledger Bait, Dead Men Have No Rights Justinian Deception Channel and ROHAN
by Society of the Spectacle Thu Sep 21, 2017 8:37 pm

» New/old Member
by Society of the Spectacle Thu Sep 21, 2017 8:12 pm

» Hierachy
by iamani Thu Sep 21, 2017 7:02 pm

» Reality chat with peter howard and company
by Lopsum Thu Sep 21, 2017 6:55 pm

» 911 Alchemy
by pitano1 Thu Sep 21, 2017 3:00 pm

» Statement from Barclaycard
by Tiggy Thu Sep 21, 2017 12:17 pm

» In plain sight.... Battleship.
by Awoken2 Thu Sep 21, 2017 12:00 pm

» HEAL YOURSELF natural remedies to all illness
by Ausk Thu Sep 21, 2017 9:26 am

» V.Important
by assassin Thu Sep 21, 2017 2:15 am

» Funds Delivered! What You Mean We Do What We Say!
by Tom Bombadil Wed Sep 20, 2017 9:34 pm

» RFID - corporations rule OK
by Lopsum Wed Sep 20, 2017 5:17 pm

» Are they RELATED, Memes and Other Lookalikes and Coincidences.
by actinglikeabanker Wed Sep 20, 2017 3:07 pm

» New Alternative Letters for Original lenders (Bank / Credit Cards
by daveiron Wed Sep 20, 2017 3:03 pm

» Cassini
by actinglikeabanker Wed Sep 20, 2017 2:10 pm

» tv licence
by pitano1 Wed Sep 20, 2017 12:19 pm

» Invisibility cloak with image projection capability
by Society of the Spectacle Wed Sep 20, 2017 11:16 am

» hmrc self assessment question???
by iamani Wed Sep 20, 2017 10:54 am


Original Creditor Name Change

View previous topic View next topic Go down

Original Creditor Name Change

Post by pipsaholic on Fri Apr 21, 2017 5:56 pm

Hi,

When you first take out a loan or credit card with a bank then they change their name such as Lloyds Tsb is now Lloyds bank you have an agreement with LTSB not Lloyds bank who they now call themselves is their anything that a debtor can use as they do not have a contract with Lloyds bank?

Thanks.

pipsaholic
Not so newb
Not so newb

Posts : 50
Join date : 2017-03-28

Back to top Go down

Re: Original Creditor Name Change

Post by ceylon on Fri Apr 21, 2017 6:08 pm

they will say they baught all the rights and agreements but you are correct
avatar
ceylon
Admin
Admin

Posts : 473
Join date : 2017-02-07

Back to top Go down

Re: Original Creditor Name Change

Post by assassin on Fri Apr 21, 2017 6:36 pm

Actually its oftem much more simple, they act as "agent for" which means they can throw around the commissions and generate more wealth, and claim you have given them power of attorney to do so.
avatar
assassin
Admin
Admin

Posts : 726
Join date : 2017-01-28
Location : Wherever I Lay My Head

Back to top Go down

Re: Original Creditor Name Change

Post by pipsaholic on Fri Apr 21, 2017 7:31 pm

[quote="ceylon"]they will say they baught all the rights and agreements but you are correct[/quote]

So, they require a proof of claim they bought all the rights and agreements? Before a justice of the peace sheriff

pipsaholic
Not so newb
Not so newb

Posts : 50
Join date : 2017-03-28

Back to top Go down

Re: Original Creditor Name Change

Post by Waffle on Fri Apr 21, 2017 11:05 pm

Intriguing, I did not notice this on my agreement, I shall look into this further. You may be able to revoke any right of transfer or assignment under the FCA rules and prevent it through acknowledgement, I am working on this.

If they are saying BANK it is my understanding that anyone who is not a CRD credit institution is supposed to tell you they are performing as banker not trustee. If the BANK is not the trustee, i.e they have been assigned the agreement as agent should they not the informing you who they are operating as FCA rules, chapters 7 client money rules s7.1.9.G

If they are trustee then you are beneficiary, surety and settlor/executor, you could always attempt to discharge the debt as the same method described in the discharge settle all bills post by landlubber. General executor of the estate, or go in as personal representative.


Last edited by Waffle on Fri Apr 21, 2017 11:39 pm; edited 1 time in total

Waffle
Not so newb
Not so newb

Posts : 703
Join date : 2017-03-27

Back to top Go down

Re: Original Creditor Name Change

Post by Waffle on Fri Apr 21, 2017 11:38 pm

Privity of contract
A definition or interpretation clause will not make any of the heirs, executors, administrators, successors, and assígns parties to the conhact. This is due to the doctrine of privity of contract that is, only the parties to a contact are legally bor¡nd by the contract, and entitled to enforce it.r

There are exceptions to this privrty of contract where an heir, executor, administrator, successor, or assign may become a party. Yet these exceptions do not operate merely because of the expanded definition of o'party" in the contract.

Waffle
Not so newb
Not so newb

Posts : 703
Join date : 2017-03-27

Back to top Go down

View previous topic View next topic Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum