Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Parents to face £130.00 fines for driving their children to school under SHOCK new SCHEME
by Svetlana Today at 9:33 pm

» Police PC Numbers
by Phillpots Today at 8:43 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Today at 8:34 pm

» The HMRC Tax Fraud https://www.youtube.com/watch?v=zCBHmK2PW7M
by ceylon Today at 8:09 pm

» Mortgage Securitization - Research In Progress
by Waffle Today at 7:43 pm

» They're Done! Checkmate - We Win! Ken O'Keefe's Solution!
by Society of the Spectacle Today at 7:39 pm

» THE CENSUS, ARE YOU IN THEIR WAREHOUSE? BC, SECURITISATION
by Waffle Today at 7:27 pm

» A good judge at work
by Society of the Spectacle Today at 7:07 pm

» Tonight Andy Young will be standing in for Ade Hardy who is not well and he will be talking with Leigh Ravenscroft fresh from his latest visit to the Royal
by ceylon Today at 6:38 pm

» Judith's Story, More Corruption, Police Collousion, Baliffs Gone Wild & STEALING By Security Guards
by ceylon Today at 6:19 pm

» YOU WILL NOT BELIEVE WHATS GOING ON
by ceylon Today at 6:18 pm

» Colin worrall exposing the corrupt hull councils elections & missing millions
by ceylon Today at 5:51 pm

» judge dismissed my hand written defence statement i disbaled on my own he abused me, i noone to type up
by Whymeok Today at 5:07 pm

» UK Column
by ceylon Today at 4:16 pm

» Liability Order in Respect of Council Tax....
by LionsShare Today at 3:59 pm

» The State of The World
by toolapcblack Today at 2:35 pm

» Hi Annie from YT Annie logical channel
by Society of the Spectacle Today at 1:02 pm

» Court
by Whymeok Today at 12:34 pm

» 24 Storey Tower on Fire in Kensington - dies
by handle Today at 11:24 am

» TO ALL GUESTS VIEWING THIS SITE
by nopcnhushmail Today at 11:13 am

» Troy Mortgage Workshop Nottingham 15 July 2017
by actinglikeabanker Yesterday at 11:50 pm

» Global/world Citizen - Research In Progress
by actinglikeabanker Yesterday at 10:53 pm

» UK people apparently linking Birth cert trust account to paypal
by iamani Yesterday at 5:45 pm

» How to Grow Garlic
by Lopsum Yesterday at 3:19 pm

» How to Build Pallet Couches
by assassin Yesterday at 2:13 pm

» Tid-bits, Nuggets and Pearls
by iamani Yesterday at 1:30 pm

» Lowell Portfolio......CCJ Obtained..!
by catchablackrat Yesterday at 12:42 pm

» Hello and Capquest
by daveiron Yesterday at 5:38 am

» Yes, There Is a Government Troll Training Program https://www.youtube.com/watch?v=x-gX8CGceoE
by ceylon Yesterday at 2:33 am

» Creating Energy-Wind
by assassin Yesterday at 2:26 am

» Residence and Domicile
by Candor Yesterday at 12:20 am

» Yes, There Is a Government Troll Training Program-The Art of Deception
by Phillpots Sat Jul 22, 2017 9:36 pm

» RIP Chester
by Awoken2 Sat Jul 22, 2017 9:27 pm

» UK judge blocks £14bn class action suit against Mastercard
by jss64 Sat Jul 22, 2017 5:38 pm

» The Pre-Action Protocol for Debt Claims is made by the Master of the Rolls as Head of Civil Justice. The Protocol comes into force on 1 October 2017
by Jinxer Sat Jul 22, 2017 5:22 pm

» HOW TO DEAL WITH A POLICE INTERVIEW 1 fixed
by iamani Sat Jul 22, 2017 2:37 pm

» CCA Clarification
by 1215kent Sat Jul 22, 2017 2:08 pm


Original Creditor Name Change

View previous topic View next topic Go down

Original Creditor Name Change

Post by pipsaholic on Fri Apr 21, 2017 5:56 pm

Hi,

When you first take out a loan or credit card with a bank then they change their name such as Lloyds Tsb is now Lloyds bank you have an agreement with LTSB not Lloyds bank who they now call themselves is their anything that a debtor can use as they do not have a contract with Lloyds bank?

Thanks.

pipsaholic
Newb
Newb

Posts : 44
Join date : 2017-03-28

Back to top Go down

Re: Original Creditor Name Change

Post by ceylon on Fri Apr 21, 2017 6:08 pm

they will say they baught all the rights and agreements but you are correct
avatar
ceylon
Admin
Admin

Posts : 322
Join date : 2017-02-07

Back to top Go down

Re: Original Creditor Name Change

Post by assassin on Fri Apr 21, 2017 6:36 pm

Actually its oftem much more simple, they act as "agent for" which means they can throw around the commissions and generate more wealth, and claim you have given them power of attorney to do so.
avatar
assassin
Admin
Admin

Posts : 518
Join date : 2017-01-28
Location : Wherever I Lay My Head

Back to top Go down

Re: Original Creditor Name Change

Post by pipsaholic on Fri Apr 21, 2017 7:31 pm

[quote="ceylon"]they will say they baught all the rights and agreements but you are correct[/quote]

So, they require a proof of claim they bought all the rights and agreements? Before a justice of the peace sheriff

pipsaholic
Newb
Newb

Posts : 44
Join date : 2017-03-28

Back to top Go down

Re: Original Creditor Name Change

Post by Waffle on Fri Apr 21, 2017 11:05 pm

Intriguing, I did not notice this on my agreement, I shall look into this further. You may be able to revoke any right of transfer or assignment under the FCA rules and prevent it through acknowledgement, I am working on this.

If they are saying BANK it is my understanding that anyone who is not a CRD credit institution is supposed to tell you they are performing as banker not trustee. If the BANK is not the trustee, i.e they have been assigned the agreement as agent should they not the informing you who they are operating as FCA rules, chapters 7 client money rules s7.1.9.G

If they are trustee then you are beneficiary, surety and settlor/executor, you could always attempt to discharge the debt as the same method described in the discharge settle all bills post by landlubber. General executor of the estate, or go in as personal representative.


Last edited by Waffle on Fri Apr 21, 2017 11:39 pm; edited 1 time in total

Waffle
Not so newb
Not so newb

Posts : 346
Join date : 2017-03-27

Back to top Go down

Re: Original Creditor Name Change

Post by Waffle on Fri Apr 21, 2017 11:38 pm

Privity of contract
A definition or interpretation clause will not make any of the heirs, executors, administrators, successors, and assígns parties to the conhact. This is due to the doctrine of privity of contract that is, only the parties to a contact are legally bor¡nd by the contract, and entitled to enforce it.r

There are exceptions to this privrty of contract where an heir, executor, administrator, successor, or assign may become a party. Yet these exceptions do not operate merely because of the expanded definition of o'party" in the contract.

Waffle
Not so newb
Not so newb

Posts : 346
Join date : 2017-03-27

Back to top Go down

View previous topic View next topic Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum