Signature blanked out on Agreement

Good day all ,
I am wondering if anybody has a copy of a true agreement for a capital one card around late 2017 with an "Our signature " on it ?
That they would care to share ? ( just the signature)
The reason I ask is I have sent an SAR to CO but the DCA in question threw some basic papers my way with a signature on ,
These papers have been requested by the judge ,
The copy they have sent which have been sent to Court have the signature blanked out where as the originals do not .

Obviously they expect you to stump up cash when they wave papers in your face so will send any old thing ,

I have a catalogue of various faked paperwork from this DCA which once questioned has closed down accounts with immediate effect ,

Thankyou in advance


Thankyou in advance

If the document is not true, correct and complete then it is not a valid document.

I would report this to the judge along with Maxim 4 of Commercial Law which clearly states it must be true, correct and complete and what they have sent you is a fraudulent document if it is different document to that submitted to the court.
I would "suggest" this is merely a ploy to deceive the Judge and absolve themselves of liability by deliberately obscuring the signature as only a person can be held liable and not a corporate dead entity.

I would then quote Maxim 3 of Commercial Law:

In commerce truth is sovereign and they have failed to disclose the truth to you.

I would follow this up with a full rebuttal, something along the lines of:

The claimant has knowingly submitted fraudulent paperwork contrary to Maxim 4 of Commercial law as the signature is deliberately obscured and this document is inadmissable as no person is accepting liability for this claim, there can be no proper transaction without liability and the claimant has deliberately obscured the person accepting liability for this claim.
Therefore; I rebut this claim as invalid and inadmissable in substance based upon the alleged evidence I have received.

I would suggest the Judge makes an order for the claimant to:

i) Make a determination that the claimant makes a full disclosure of the facts in accordance with the rules of disclosure.

or

ii) The judge dismisses this claim as invalid under Maxim 4 of Commercial Law and Maxim 8 of Commercial Law in that by submitting fraudulent and incomplete documentation they are considered to have left the battlefield and lose by default.

Assassin that is perfect thankyou ..
The claim is actually for 2 seperate cards in one claim the other " agreement " has no " our signature"
So the above would apply to that also I assume ?
Would I litrally write a letter to the local court / judge or a specific court form and send to Nottingham .
Should I also enclose the examples of this DCAs previous behaviours to bolster my claim ?
Thankyou ..

I would suggest mentioning they have a history of presenting fraudulent paperwork to you and copy some of the examples as evidence of a history of fraudulent behavior.

Totally agree with Assassin. Please let us know how you get on.

Thankyou guys
I will get studying and do this today ,
I will certainly let you know the outcome

Good day all ..
So I did the above ..
Before doing so I sent an SAR to the DCA
Brought up some good info ..
Lots blanked out on transcripts , shuffled up anything to try make it hard to put together I presume
BUT ..
Did contain transcripts clearly stating ..
Request for NOA and if not available any NOA from around the same date would do ..
And template letters for both the NOA in question and a template for a NOA I still have and questioned them about it's authenticity back in 2016 .
So I popped all that in along with the fraudulent NOA and cover letter plus the DCAs reply closing a £8'000 account in reply to the authenticity of the NOA provided which I helped a freind with .
I can safely say sending an SAR to DCAs is a must .
However I havnt had a reply from the judge and now need to get my evidence bundle in ..
Intrestingly the solicitor has sent theres with a " witness statement from a paralegal ..
Bit odd I thought rather than just a statement of truth .
They are requesting my defence be thrown out and they be found in favour via default ..
Or words to that effect .
Basically rubbishing my defence as lies and of course the deed of assignment is private between them and the OC .
I have sent another SAR Request for an up to date non obscured non shuffled version including any DOAs for any alleged debts they claim I owe ..
Other than that I have a paper shuffling weekend coming up but could do with a few good laws I can chuck in and amongst .
Oh the other issue is I sent a CCA way back in response to their letter of claim ..
The 30 days was let's say the 31st
I sent it 4 days previous to this date ( recorded )
The SAR transcript has a fully blanked out conversation on the following day .
No mention of the CCA req any time after in the transcript .
Yet the solicitor's are stating that it was sent to their old registered address and took 6 days to reach them ... the day that the claim was requested !
It was of course sent to their current address at the bottom of their letters not the PO BOX address as needed signing for .
They have stated " they considered this but "
Annoyingly I have lost the post office receipt with tracking on ..
But 6 days for a 1st class recorded ......
In my view this alone should throw out their claim ..
They sent a ..
Let's settle this between us letter trying to sign me up forever and have stated this in their witness statement ..
They have paid the hearing fee so let the battle commence .

Any help with this would be appreciated ,
My paperwork has to be in by 14th March ,

I also have sent them way back when the old GOODF page was going the copywrite etc back in 2015 ,
I had forgotten this until they sent it back in the SAR,
Does this still stand , ?
Would it have any sway on anything present ?

So much of what they have done is overly dodgy and fraudulent quite clearly yet they have stood by it in their claim and beyond.

You have what you need and their administration failures are not your responsibility and if, as they claimed, you sent correspondence to their old address then it taking 6 days to get to them is down to them as they should have facilities in place to collect or redirect mail sent to the old address so highlight this as yet another excuse for theiur failures.

The fact they wan't to resolve this out of court says it all.

Thankyou assassin..
They are an in house solicitors anyway anth the DCA and they are still at the same address ..
I've never known a first class letter take 6 days to arrive .
I'm hoping once I get my paperwork in they'll not peruse.
I'm just not very up on the laws involved dispite taking through the forum on sn evening .
Other than the basic cca and property of law 1926 etc ..
Dose my Copy write hold any weight in this at all ?
Is it worth a mention ?

(Consider an in-house ‘solicitor’ to be a glorified Debt Collection Agency ‘DCA’. I have dealt with one before and they are nothing to genuinely concern yourself with - because they are a DCA. It’s just another scare tactic ie you receive a letter from a ‘Solicitor’ so you start to think about court all the time. With Assassin you’re in safe hands. He helped me too)

Thankyou Mr Blue ..
I'm quietly confident ..
I know full well the so called solicitors in question where a DCA got so many complaints so changed their name and re branded as a solicitor .
I would gladly appeal on principle anyway ..

Just to be clear, is the "DCA" alleging that they have been assigned (bought) the two accounts, and are they the claimaint in the proceedings? Or are they acting for the original creditor(s)?

They are stating purchased

(Note: A DCA is different to a Debt Purchaser. The ‘A’ in DCA stands for Agent)

I'm quietly confident ..
I know full well the so called solicitors in question where a DCA got so many complaints so changed their name and re branded as a solicitor .
I would gladly appeal on principle anyway ..

And we all know what soliciting commonly relates to, sexual acts paid for with consenting adults and they are both out to screw you and what they don't want you to know is that you have a choice in either event.

I could quote a better term beginning with A and it ends in hole.

Thankyou Assassin ,
I would of copy and pasted that in to my statement but Ive just posted it ..
I will keep a copy in front of me though if it comes to a hearing ..
The smirk will hopefully put the Ass hole off their train of thought ..

So the date has passed ..
Banging toothache so barely sleep for 3 days away with the fairy's on cocodamol ...
I had wondered why I had no coraspondance whatsoever ..
Apparently the solicitors hadn't received my witness statement nor evidence ...
This is the evidence as above..
They claim it should of gone to the Po Box address and not the registered address ..
Registered address must be empty then ..
14 days not to prossess post ..
I argued I couldn't send to po box as I sent registered as needed proof of receipt ..
Apparently I should of sent to both ..
Yet everything else bar cca req and this has been successfully received and replied to ..

So adjourned...
Added costs for " wasted time " ..
I was less than prepared given my non sleep status I just hope that when they get it they'll realise why I attended

Rubbish and they are playing for time and the registered address is the address of the business directors and they should be collecting their mail regularly and if they aren't that isn't your problem, its theirs.

The registered address of the solicitors is shared with the Claiment .
It is clearly at the bottom of all their correspondence .
What is intresting is that the judge has ordered that the defendant can add any evidence before the next date .
What I should of asked was what address the solicitor was sat at there and then .
Really that should of been an end to it as in tuff ..
What I did find annoying is that the "solicitor " had an earpiece in and kept turning teams off and getting advice ..

I have just received a letter which if posted on here would open my ID ...
Not sure is against forum rules but is there any of the trusted key players on here I can run this and another letter past please ...
I'm stuck ..