HSBC is impossible

by Broke Sun Nov 22, 2020 9:31 pm

Hello all,
been out of work for 9mths.... we all know why, way behind in payments and it WONT get any better...the bank has given me 30 days to respond then they will start to "enforcement proceedings" I have 4 days to respond. In debt for approx $11.400.00.
I found this site 2 weeks ago. What would be the move, I was thinking std 3 letters etc, but having seen the goodf ebook it recommends the other letters. Anyone with this knowledge on how to do it would be terrific to hear from thank you.

by waylander62 Mon Nov 23, 2020 10:11 am

sorry but what does this post refer to ?

what do you mean by enforcement proceedings ? for what ?

$ ? are you in the states ? or australia ?

do you mean you have 4 days left of the 30 they gave you ?

by Broke Mon Nov 23, 2020 11:52 pm

Hello Waylander62 thank you for your answering and questions...I'm in Australia, I've tried to deal with the bank because I've been out of work for 9 mths ( their to blame as well as their mates) I'm way behind payments, and the bank gave me 30 days in notice that I need to pay the full amount, yes I now have 4 days...and if I don't pay they will start to "enforce proceedings to recover the full amount" in their words.I'm in debt approx $11.400.00

by Broke Mon Nov 23, 2020 11:53 pm

Oh and it was a DEFAULT NOTICE.

by **daveiron** Tue Nov 24, 2020 9:43 am

Broke, with respect Waylander needs more info.
What is the alledged debt for ? If its a loan or credit card, mortgage ,when was it taken out,when did you default ?
Please give as much info as you can without identifying yourself.

by Broke Tue Nov 24, 2020 9:54 am

daveiron wrote:Broke, with respect Waylander needs more info.
What is the alledged debt for ? If its a loan or credit card, mortgage ,when was it taken out,when did you default ?
Please give as much info as you can without identifying yourself.

Hello daveiron ok I will send Waylander more info thank you.

by Broke Tue Nov 24, 2020 10:29 am

Hello Waylander, sorry for not being more clear, it is a credit card...taken out in 2013 and it was defaulted first on 09/2020 then again on 10/2020 which is weird as I did not reply both times and both notice's say the same threatening things, please let me know if you need more information thank you.

by waylander62 Tue Nov 24, 2020 11:05 am

it is a tough one for me as i know little about consumer credit in australia,

so you have only just stopped paying this ? they should send you a default notice but i am unsure of the rules in OZ ? or what act the credit card is governed by ?

dont know how much help i am going to be to you on this one Crying or Very sad

by Broke Tue Nov 24, 2020 11:37 am

I see what you mean, I'll see what the go is here about credit cards and what crook governs them, also is bankruptcy an option given the BS they have caused. Either which way I'm keen to get stuck into these MFs for putting not only my family through this BS but the whole world!

by Broke Tue Nov 24, 2020 1:23 pm

Say Waylander the crooks are Australian Securities and Investments Commission (ASIC) these are the mates of all money laund...I mean lending crooks ie banks and the ilk. Looks pretty straight forward to me. Now having read the GOODF Ebook I see there is a different approach in terms of the letters etc used for debts over a certain amount where can I see these thank you.

by WiteTaurian Sun Nov 29, 2020 6:39 pm

Broke wrote:Say Waylander the crooks are Australian Securities and Investments Commission (ASIC) these are the mates of all money laund...I mean lending crooks ie banks and the ilk. Looks pretty straight forward to me. Now having read the GOODF Ebook I see there is a different approach in terms of the letters etc used for debts over a certain amount where can I see these thank you.

Not sure if this is correct but you may have to do some digging, but my understanding is civil law is a law construct that i think originated from the United Kingdom, the same three letter process applies to The USA and Canada as far as i'm aware and Australia is a common wealth nation that the queen of England has her paws in so may be the three letter process will still work but it will need to be tailored to Australian Civil law which of course all derives from the law of the sea, admiralty law. the letters might have to be striped back to the basics like ask for three things unless you can find some information out there that you can use to tailor the current letters, there is a book that was created from a guy in Australia its a bit old but it its tailored to Australia its called The Strawman Illusion - Thomas Anderson, i have it but unfortunately the file size its a bit too big to add to this thread using the attach file function. if you know how to torrent you should be able to find it.

this is just my interpretation of civil law and i may be completely wrong please don't treat it as gospel, and have a look at this PDF good luck

Warm regards
Witetaurian

by Broke Mon Nov 30, 2020 12:42 am

Yo Witetaurian great will take a gander, also had some great news from a friend of a friend who had a similar bank debt and used the letters of about 5 yrs ago maybe longer and kicked arse over here. I will look up what you suggest and look thank you so much.

by pitano1 Mon Nov 30, 2020 1:27 pm

Hi.Broke
off-topic, but thought you may find
this - info useful.

https://ozrights.org/about/

by Broke Tue Dec 01, 2020 2:18 am

Say Pitano1 great post thank you.

by Broke Tue Dec 01, 2020 2:27 am

Say getting alot of help here and I really appreciate it...

by Broke Sat Jan 30, 2021 12:08 pm

Say People, I wonder if this scenario has happened to anyone...I took a credit card loan out in 2013 with lowlife (HSBC) in OZ approximately $11.400 and since their BS started I've been forced out of work. HSBC have sent the usual asking to pay letters including 2 default notices threatening "to commence enforcement proceedings" I've replied that I've been forced out of work experiencing hardships
I cannot pay and will keep them posted, ( the only contact method we have is via PO BOX and email) as I've moved premises twice since 2013 and HSBC do not have my latest details, of where I live, what was my latest employment, contact numbers and so on.
HSBC seemingly backed off with the threats sending more letters and in the last 2 letters, one asking me to fill in forms with all my details so they can help and assess my situation for any hardship, (YEAH RIGHT) I sent an email only saying that I am seeking financial advice and will keep them posted. The second letter they sent says we have declined my application for relief and asked me to send them all my details. Which is weird as I have not applied for relief.
Hope this is clear and be keen to seek help over here, to see when to go on the offense and pull the trigger ie the 3 letters etc. Maybe wait for lowlife to sell it to small lowlife 3rd party parasites then go on attack. So yeah wondering if this sounds familiar to anyone.
thank you.

by **daveiron** Sat Jan 30, 2021 12:46 pm

HSBC unlike the others do not always sell on ,sometimes they litigate themselves.
At least you are hidden for the moment. Of course you will by now have a default
on your credit file,whether that concerns you ,only you know. Personally I have
never looked at mine as I dont give a dam.
I cannot stress enough ,to you and everyone else how important it is to do your
own research asap,use this time wisely.
There are coming in the next few days updates and additional actions that can be
taken .
My personal reccomendations to start your research are:

'You and your cash' on Youtube & website also White rabbit trust,
Look at money creation ,securitisation. Promissary notes / bills of exchange etc

by Broke Sat Jan 30, 2021 1:10 pm

Say daveiron that is great I certainly will check out all what you say and like wise I do not care for the credit BS. Thank You much appreciated.

by **Mrblue2015** Sat Jan 30, 2021 1:30 pm

Totally agree with DaveIron's points.

And 'Broke': PLEASE read and digest all links in the following section too!

https://goodf.forumotion.com/f17-the-goodf-letters-and-templates-process

by Broke Sun Jan 31, 2021 2:51 am

Great stuff Mrblue, get real comfortable with these so I will. Thank you

by Broke Tue Sep 28, 2021 10:39 am

Hi all hope you are all well given the BS lowlife is putting forth... an update on my situation with lowlife.... HSBC, its now been as long as the scam started and not much has changed. The only contact details they have about me is my email address and was up until 2mths ago my PO Box as well. Collections have requested I give them my mailing address and phone number or for me to contact them via a 1300 number I don't respond to that request but only give them an update.
I was emailing with a person back and forth, updating my situation and now for the last 3mths it has been collections. I'm low key and ready to pull the trigger done alot of research so we ready over here, terrific help by everyone here thank you.

by **daveiron** Tue Sep 28, 2021 10:55 am

Hi Broke,
Study the links below & do your research . If you are happy to keep
under the radar, that of course is your choice. When you fully comprehend
the NoCA ,you will be ready to go in the event they find you.

https://goodf.forumotion.com/t5263-the-new-goodf-approach-please-read-this-first

https://goodf.forumotion.com/t4987-notice-of-conditional-acceptance-for-debt-purchasers-only

by Broke Tue Sep 28, 2021 11:09 am

Say daveiron thank you! by the way I forgot to mention...collection looks like their in house gig yeah.

by **daveiron** Tue Sep 28, 2021 11:16 am

No problem,its best if its been sold on,but it should still work.
Just adapt it where necessary, The UK case law also applies in Aus.

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