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Moon phases
Is it to late for the 3 letters process
+5
mel
assassin
Mrblue2015
Michael
daveiron
9 posters
Page 2 of 4
Page 2 of 4 • 1, 2, 3, 4
Re: Is it to late for the 3 letters process
My apology Mrblue2015 I've not been reading the letter properly I seem to panic and just a quick scan of the letter you are right I am dealing with overdales
Mikeyjohn- Not so newb
- Posts : 91
Join date : 2017-05-28
Re: Is it to late for the 3 letters process
No problem / understood
Remember to also incorporate (within your letter) the points made by Assassin in relation to Maxim 4 of Commercial Law.
Good luck!
Remember to also incorporate (within your letter) the points made by Assassin in relation to Maxim 4 of Commercial Law.
Good luck!
Mrblue2015- Moderator
- Posts : 2470
Join date : 2017-06-11
daveiron likes this post
Re: Is it to late for the 3 letters process
Judges don't like maxims as they cannot change them and have to abide by them.
assassin- Admin
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Join date : 2017-01-28
Location : Wherever I Lay My Head
daveiron, Mikeyjohn and Mrblue2015 like this post
Re: Is it to late for the 3 letters process
A reply from overdales solicitors
I got a reply from overdales after sending the conditional acceptance form.
They sent me vanquis bank application form that I filled in with signature when applying for the credit card, also a data of all the transactions of credit card.
On the letter from overdales they making some points saying
1, they are no obligation to provide sworn affidavit
2, the debt does not arise from Bill of Exchange Act
3, there is no legal requirement of debt to be in form of a deed
4, its a private contract between there client and original creditor
They are given me 30 days to respond, or it may lead to County Court
Note on the letter there is no signatures it just says from "overdales solicitors"
I've tried uploading the the letter not sure if it's gone through
I got a reply from overdales after sending the conditional acceptance form.
They sent me vanquis bank application form that I filled in with signature when applying for the credit card, also a data of all the transactions of credit card.
On the letter from overdales they making some points saying
1, they are no obligation to provide sworn affidavit
2, the debt does not arise from Bill of Exchange Act
3, there is no legal requirement of debt to be in form of a deed
4, its a private contract between there client and original creditor
They are given me 30 days to respond, or it may lead to County Court
Note on the letter there is no signatures it just says from "overdales solicitors"
I've tried uploading the the letter not sure if it's gone through
Mikeyjohn- Not so newb
- Posts : 91
Join date : 2017-05-28
Re: Is it to late for the 3 letters process
They have ignored it all ,typical obfuscation.
You require they address your notice point by point.
You require they address your notice point by point.
daveiron- Admin
- Posts : 4925
Join date : 2017-01-17
assassin and Mrblue2015 like this post
Re: Is it to late for the 3 letters process
I presume you did some due diligence of your own and not just copied the
NoCA . If not watch the video below .You should then be able to give your
response to them.
https://youtu.be/doxbrRDjVz0
NoCA . If not watch the video below .You should then be able to give your
response to them.
https://youtu.be/doxbrRDjVz0
daveiron- Admin
- Posts : 4925
Join date : 2017-01-17
LionsShare and Mrblue2015 like this post
Re: Is it to late for the 3 letters process
Question 1) was this letter signed, if not it has no validity under Commercial Law and is worthless.
Question 2) who is accepting liability for these claim, if unsigned then nobody
Maxim 4 of Commercial law: Truth Is Expressed In The Form Of An Affidavit this must also be true, correct, and COMPLETE, note the two points.
It isn't an affidavit so is not expressing truth, and if it is unsigned it is NOT complete, and they are clearly in breach of CPR 31.
They haven't rebutted your claims so your claims stand as truth and truth becomes judgement.
Maxim 5) An Unrebutted Claim Stands As Truth
Maxim 6) An Unrebutted Affidavit Becomes Judgement In Commerce
Question 2) who is accepting liability for these claim, if unsigned then nobody
Maxim 4 of Commercial law: Truth Is Expressed In The Form Of An Affidavit this must also be true, correct, and COMPLETE, note the two points.
It isn't an affidavit so is not expressing truth, and if it is unsigned it is NOT complete, and they are clearly in breach of CPR 31.
They haven't rebutted your claims so your claims stand as truth and truth becomes judgement.
Maxim 5) An Unrebutted Claim Stands As Truth
Maxim 6) An Unrebutted Affidavit Becomes Judgement In Commerce
assassin- Admin
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Location : Wherever I Lay My Head
daveiron, LionsShare and mackenzie_molly like this post
Re: Is it to late for the 3 letters process
Now you need to rebut their claims as if you don't they become truth also, and this means they create conflict and this can only really be resolved by a judge so cut them off at the pass.
assassin- Admin
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Join date : 2017-01-28
Location : Wherever I Lay My Head
daveiron likes this post
Re: Is it to late for the 3 letters process
what are the 3 letters that keep being mentioned
mel- Not so newb
- Posts : 22
Join date : 2021-05-06
Re: Is it to late for the 3 letters process
Thanks for the link I've just read the book on defusing debt bond can I use it for mortgage
Michael- Newb
- Posts : 6
Join date : 2017-11-14
Re: Is it to late for the 3 letters process
In principal yes, but under no circumstancies attempt anything with
regards to a mortgage until you have done a very great deal of research
and fully comprehend what you are doing.
regards to a mortgage until you have done a very great deal of research
and fully comprehend what you are doing.
daveiron- Admin
- Posts : 4925
Join date : 2017-01-17
LionsShare and Mrblue2015 like this post
Re: Is it to late for the 3 letters process
Can I echo Mr Blue's suggestion. You REALLY REALLY need your own thread if you're even remotely considering challenging a mortgage. Hi jacking someone else's thread risks confusion over both your own and the OP's issues.Michael wrote:Thanks for the link I've just read the book on defusing debt bond can I use it for mortgage
flyingfish- dedicated
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LionsShare and Mrblue2015 like this post
Re: Is it to late for the 3 letters process
IMO you do not have a chance in hell in relation to a mortgage. IF you won, you (well, specifically the courts ultimately - because it WOULD end up in court) would be setting a precedent. That's not going to happen for obvious reasons.....
Mrblue2015- Moderator
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Join date : 2017-06-11
LionsShare likes this post
Re: Is it to late for the 3 letters process
Thanks for advice on mortgage, I would like to to get back to overdales solicitors, they are ignoring everything I've sent to them, the last letter they sent to me was vanquis application form with my signature on it with the data when using the card, I wrote back to them saying it is not a contract there is only one signature, I rebutted everything and asked them for the documents which they can provide, they wrote back and sending the application form saying it proves I owe the debt and the documents I asking for are not relevant, also when I am writing to them I must use the correct address that is the p o box address. Where do I go from here shall I just ignore them, they just sending silly letters
I am going to try and upload the letter
I am going to try and upload the letter
Michael- Newb
- Posts : 6
Join date : 2017-11-14
Re: Is it to late for the 3 letters process
Can someone please explain what is going on here. The thread was started
by mikeyjohn and now posts are coming from Michael. Is this the same member
or 2 different ones. If different, Michael needs to start a new thread & delete
his posts from this one.
by mikeyjohn and now posts are coming from Michael. Is this the same member
or 2 different ones. If different, Michael needs to start a new thread & delete
his posts from this one.
daveiron- Admin
- Posts : 4925
Join date : 2017-01-17
Re: Is it to late for the 3 letters process
This is mikeyjohndaveiron wrote:Can someone please explain what is going on here. The thread was started
by mikeyjohn and now posts are coming from Michael. Is this the same member
or 2 different ones. If different, Michael needs to start a new thread & delete
his posts from this one.
Michael- Newb
- Posts : 6
Join date : 2017-11-14
Re: Is it to late for the 3 letters process
I do not understand why Michael is coming up I'll try and sort it outMichael wrote:This is mikeyjohndaveiron wrote:Can someone please explain what is going on here. The thread was started
by mikeyjohn and now posts are coming from Michael. Is this the same member
or 2 different ones. If different, Michael needs to start a new thread & delete
his posts from this one.
Michael- Newb
- Posts : 6
Join date : 2017-11-14
Re: Is it to late for the 3 letters process
if you lost password for your other i can reset it for you.
Re: Is it to late for the 3 letters process
Hi I believe if I log in Facebook name Michael will comes up instead of mikeyjohn
I've just logged in using my password I hope it works
Getting back to my issue with overdales solicitors, the last letter overdales sent to me, they said that the copy of the application form they sent me with my signature on proves that I owe the debt and I should correspond with the using the right address which is the po box address.
I did not respond to there last letter, so now they wrote back to saying that I owe the debt and I should call them to arrange payment, they are giving me 30 days to respond or they will take me to court, the letter as not been signed it says from overdales solicitors
I've read the book defusing the debt bomb I am going to start again using template letters and work my way up to creating a affidavit, I can not find ceo for overdales solicitors
I've just logged in using my password I hope it works
Getting back to my issue with overdales solicitors, the last letter overdales sent to me, they said that the copy of the application form they sent me with my signature on proves that I owe the debt and I should correspond with the using the right address which is the po box address.
I did not respond to there last letter, so now they wrote back to saying that I owe the debt and I should call them to arrange payment, they are giving me 30 days to respond or they will take me to court, the letter as not been signed it says from overdales solicitors
I've read the book defusing the debt bomb I am going to start again using template letters and work my way up to creating a affidavit, I can not find ceo for overdales solicitors
Mikeyjohn- Not so newb
- Posts : 91
Join date : 2017-05-28
Re: Is it to late for the 3 letters process
I presume this is Overdales with the address of sarvannah way Leeds.
In which case you need James Riley Managing Director (you can always add
the words : being a person of significant control)
Just out of interest are you going to use our NoCA or ODs or a combination
of both ?
In which case you need James Riley Managing Director (you can always add
the words : being a person of significant control)
Just out of interest are you going to use our NoCA or ODs or a combination
of both ?
daveiron- Admin
- Posts : 4925
Join date : 2017-01-17
LionsShare likes this post
Re: Is it to late for the 3 letters process
Forgot to add ,If Lowell are the claimant you need to send it to them
JOHN SIMON PEARS Company director: being a person of significant control
JOHN SIMON PEARS Company director: being a person of significant control
daveiron- Admin
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Join date : 2017-01-17
assassin and LionsShare like this post
Re: Is it to late for the 3 letters process
Don't you mean JOHN SIMON PEARS being a significant scumbag?
Mrblue2015- Moderator
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Join date : 2017-06-11
daveiron, assassin and LionsShare like this post
Re: Is it to late for the 3 letters process
I will be using the template from defusing the debt bomb
I've looked at ceo mail. Com
I found 4 director for lowell portfolio
John Simon Pears 19 June 2018
Colin George storrar 6 November 2019
Caroline Marsh 2nd October 2020
Heather mcgregor 2nd October 2020
You advised me John peare Smith ir should I use the latest director
I've looked at ceo mail. Com
I found 4 director for lowell portfolio
John Simon Pears 19 June 2018
Colin George storrar 6 November 2019
Caroline Marsh 2nd October 2020
Heather mcgregor 2nd October 2020
You advised me John peare Smith ir should I use the latest director
Mikeyjohn- Not so newb
- Posts : 91
Join date : 2017-05-28
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