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Moon phases


Claimant Replies after long time

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The GOODF Approach  :: How to Get out of Debt For Free :: Debt Forum

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Claimant Replies after long time Empty Claimant Replies after long time

Post by DISTRESSED Wed Mar 07, 2018 4:12 pm

Hi Everyone

Firstly I am so glad to have found this forum, I was sending messages in the old GOODF and wondered what was happening then clocked on that the GOODF were not giving any replies after around May 2017.

Previously I was receiving great advise from Tiggy in the GOODF which was really wonderful of her, I have seen a Tiggy here within this forum and if this is the same person please do respond Smile

Now for my case, I had a credit card debt being chased  and it went to the court.
I applied the three step process with my defence online to the court, sent the CPR 31.14 and the CCA letter.

They totally failed to respond within any time frame required, and I was hoping that would be the last of them! But after some good time I just received a letter from them requesting that I make a payment plan!
They sent me a copy of the CC contract, letters of assignment, CC statement.

Any advice how/what/when  Rolling Eyes I should reply?


Last edited by DISTRESSED on Thu Mar 15, 2018 6:17 pm; edited 5 times in total

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Post by DISTRESSED Mon Mar 12, 2018 10:16 am

Hi again....
Any help or advice anyone? Shocked

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Post by Tiggy Tue Mar 13, 2018 11:21 am

I am the same person, but haven't been able to log if for a few days. So basically, now they have everything they need for the claim to proceed.

What you have to do is go though everything they've sent, especially, the agreement to see if it's contains all the prescribed terms.

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Post by DISTRESSED Tue Mar 13, 2018 11:39 am

Tiggy wrote:I am the same person, but haven't been able to log if for a few days. So basically, now they have everything they need for the claim to proceed.

What you have to do is go though everything they've sent, especially, the agreement to see if it's contains all the prescribed terms.

Hi Tiggy,
I'm so happy to have found you again and that you've resolved any issue you had been having in logging back in here Very Happy

Can you please advise on what 'contains all the prescribed terms' is, and what exactly should I be looking for.
I feel lost, and there is quite is bit of paperwork.



Last edited by DISTRESSED on Thu Mar 15, 2018 5:32 pm; edited 1 time in total

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Post by Tiggy Tue Mar 13, 2018 11:45 am

Presumably this claim is now stayed at Court, basically, all they have to do is put in an application to lift the stay and proceed with the claim.

The prescribed terms are set out in Section 62 (I think) of the CCA.

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Post by DISTRESSED Tue Mar 13, 2018 11:52 am

Tiggy wrote:Presumably this claim is now stayed at Court, basically, all they have to do is put in an application to lift the stay and proceed with the claim.  

The prescribed terms are set out in Section 62 (I think) of the CCA.

Do this imply, that I should not respond to their letter and just allow them to continue the process of trying to lift their claim ?



Last edited by DISTRESSED on Thu Mar 15, 2018 5:33 pm; edited 1 time in total

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Post by DISTRESSED Tue Mar 13, 2018 12:05 pm

[img][/img]


Last edited by DISTRESSED on Thu Mar 15, 2018 5:34 pm; edited 1 time in total

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Post by DISTRESSED Tue Mar 13, 2018 12:08 pm

I just tried to upload an image file here of the CCA, but it doesn't seem to be showing Exclamation

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Post by DISTRESSED Tue Mar 13, 2018 10:56 pm


Unless someone can actually advise on the process at the stage of my defense and what I should do to counter the lifting of the claim I don't think me or anyone can defend


Anyway thanks to everyone who has contributed in any way.


Last edited by DISTRESSED on Thu Mar 15, 2018 5:36 pm; edited 1 time in total

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Post by Little D Tue Mar 13, 2018 11:14 pm

Claimant Replies after long time Q7fHiyWdpyyDvhjfA7dGA3kRlQ6Ros1csIcaEsu9gEbrW4vIvtx9l1bovqnYXHkRKrvDDCO3awYow718IS8b=w1856-h875

Does it show now?, might be a bit big but just right click and copy the link and put it in your post above.

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Post by Lopsum Wed Mar 14, 2018 12:16 am

Claimant Replies after long time View
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Post by Lopsum Wed Mar 14, 2018 12:29 am

same issue here when i try to post your image link, but i can read the link you put in when i go into edit your post mode , https://drive.google.com/file/d/1Tl6oyAzGK9rhGZHIlaQzwQ9s7gjbtTdO/view
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Post by Little D Wed Mar 14, 2018 8:17 am

Thanks Lopsum, It showed for me the first time I put the link in but then said no access.

DISTRESSED, I use tinypic for uploading images if that is of any help to you : http://tinypic.com/

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Post by DISTRESSED Wed Mar 14, 2018 9:19 am

I realise this forum cannot help!


Last edited by DISTRESSED on Thu Mar 15, 2018 5:26 pm; edited 1 time in total

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Post by DISTRESSED Wed Mar 14, 2018 9:25 am

Thanks guys for helping with the image upload, I managed to upload the image using the tinypic link by 'actinglikeabanker', thanks
Sorry its come out quite large!

error***


Last edited by DISTRESSED on Thu Mar 15, 2018 5:26 pm; edited 1 time in total

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Post by DISTRESSED Wed Mar 14, 2018 9:28 am

image issues ****


Last edited by DISTRESSED on Thu Mar 15, 2018 5:24 pm; edited 1 time in total

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Post by DISTRESSED Wed Mar 14, 2018 9:47 am

In the letter they sent they quote its for some card I don't recognise

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Post by Tiggy Thu Mar 15, 2018 7:31 pm

DISTRESSED wrote:In the letter they sent they quote its for some card I don't recognise
Write back and tell them they've make a mistake as you've never signed up to a Barclaycard and you put them to the Strictest of Proof that you ever have.

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