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Moon phases
estopple letter for Debt Purchasers - please advise
2 posters
Page 1 of 1
estopple letter for Debt Purchasers - please advise
Hi, Thank you Lopsum and daveiron for your sample letters which were put to good use for the DCAs. They worked every time.
After many months of relative peace, I was contacted by Lowell who have recently purchased the credit card debt.
I will use the updated 3 letters (for debt purchasers) but I need help with the estopple wording please.
Section 3 of the standard estopple letter says:
"Proof of Claim that [THEIR COMPANY NAME] has the legal right and lawful authority to attempt to enforce collection of the alleged liability in the form of Proof of Agency."
As they are no longer agents how should we reword this paragraph?
Or is there another estopple letter specifically for debt purchasers?
Thanks in advance
After many months of relative peace, I was contacted by Lowell who have recently purchased the credit card debt.
I will use the updated 3 letters (for debt purchasers) but I need help with the estopple wording please.
Section 3 of the standard estopple letter says:
"Proof of Claim that [THEIR COMPANY NAME] has the legal right and lawful authority to attempt to enforce collection of the alleged liability in the form of Proof of Agency."
As they are no longer agents how should we reword this paragraph?
Or is there another estopple letter specifically for debt purchasers?
Thanks in advance
joedalton- news worthy
- Posts : 105
Join date : 2017-08-17
Re: estopple letter for Debt Purchasers - please advise
Hi,Joe,
Personally I dont bother with the estopple as they seem to ignore them anyway.
You could adapt the existing estoppel ,and change "proof of agency" to valid proof of claim in the form of ALL the documentation requested.
Personally I dont bother with the estopple as they seem to ignore them anyway.
You could adapt the existing estoppel ,and change "proof of agency" to valid proof of claim in the form of ALL the documentation requested.
daveiron- Admin
- Posts : 4914
Join date : 2017-01-17
Re: estopple letter for Debt Purchasers - please advise
Thanks daveiron. Can this debt be potentially sold on to another debt purchaser? Just wondering what could happen when we are successful with Lowell.
joedalton- news worthy
- Posts : 105
Join date : 2017-08-17
Re: estopple letter for Debt Purchasers - please advise
Hi Joe,
Yes they can sell as much as they want ,i would imagine that the more times its sold the lower price it would fetch.
Of course ,if the first purchaser cannot collect on it ,what chance will the next one have.
Yes they can sell as much as they want ,i would imagine that the more times its sold the lower price it would fetch.
Of course ,if the first purchaser cannot collect on it ,what chance will the next one have.
daveiron- Admin
- Posts : 4914
Join date : 2017-01-17
Re: estopple letter for Debt Purchasers - please advise
Thanks again daveiron, I though so myself but just needed clarification. Much appreciated for everything you have done to date on the forum.
joedalton- news worthy
- Posts : 105
Join date : 2017-08-17
WiteTaurian likes this post
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