DCA - can they start legal proceedings?

Tvarred wrote:Used all the tools on the old site including the 3 letters and various other notices as well as billing them at least 5 times. Yes, I know I was stitched up, but the only consolation I have is that I will be dead before they even recover their court costs.

Ausk wrote:

Tvarred wrote:Used all the tools on the old site including the 3 letters and various other notices as well as billing them at least 5 times. Yes, I know I was stitched up, but the only consolation I have is that I will be dead before they even recover their court costs.

What may have contributed to your loss was that by billing them 5 times they may have decided that you don't know much and they may have through you a babe in the woods.

You should not bill anyone 5 times because 3 times is plenty. By billing them 5 times you became something of a begger.

1 time = a demand, 2 times = a repeated demand, 3 = you've said that before, perhaps you mean it, perhaps you don't. 4 times says your begging.

3 times is plenty of evidence for the mag that you have made a genuine attempt to obtain evidence or payment or whatever from the party demanding the money etc.

Tvarred wrote:

Ausk wrote:

Tvarred wrote:Used all the tools on the old site including the 3 letters and various other notices as well as billing them at least 5 times. Yes, I know I was stitched up, but the only consolation I have is that I will be dead before they even recover their court costs.

What may have contributed to your loss was that by billing them 5 times they may have decided that you don't know much and they may have through you a babe in the woods.

You should not bill anyone 5 times because 3 times is plenty. By billing them 5 times you became something of a begger.

1 time = a demand, 2 times = a repeated demand, 3 = you've said that before, perhaps you mean it, perhaps you don't. 4 times says your begging.

3 times is plenty of evidence for the mag that you have made a genuine attempt to obtain evidence or payment or whatever from the party demanding the money etc.

I realise I made mistakes and would have done things differently knowing what I know now, but to be honest I could just stop paying the pittance I pay as they have no address for me and zero chance of ever finding me if they tried.

ande wrote:Speaking from my experience I think that Ausk is right on the money, my OC used 3  DCA,s as agents and I fought them all off with the 3 letter method ,then they sold the alleged debt to a DCA who are now threatening to bankrupt me and take my house .