TGBMS

DI,

Excellent find as always, its about time the mortgage fraud was stamped out completely, I have paid over £100K in the past would like to know what I can do about it?

There's NO statute limit on FRAUD (I think)!

LS

Very pleased to hear this and have always championed Michael. But...if he won in the court 4 years ago, why is he telling us now? Is it the dvd or film we are to buy?

Whilst I applaud good intentions to help people in difficulty, there isn't anything said that can help others.

I have a claim still running in its third year in the high court for very similar circumstances, but there is nothing I can get from people with successes.

Even spaniard is charging exorbitant amounts of money to reveal his findings. I hope this is not another money generation sceme.

ok, watched this on amazon prime. I had been following Michael of Bernicia's case years ago and knew of the findings back in 2014 when it happened. The video is ultimately about the order of July 2014, acknowledging one of Michael's claims that the mortgage deed was void because the trustees signatures were not witnessed.

There is a lot of footage about evictions of 3 different addresses involving a bailiff called David Caress (i think thats the spelling) but were about other people being evicted including a woman in her knickers at 5:30 in the morning. The footage makes you angry. Long term goodfers may have already seen a lot of footage.

Marc Ceylon is in a lot of footage holding a camera but he does not speak and is not referenced at all in the credits at the end (or at least not prominently..i couldnt see him anyway).

My main complaints are:
1) Important documents flash up on the screen and there is no time even to start reading them. Curiously text from legal books like Bouvieres stays on the screen for the viewer to read and michael also reads them out. This is important if you go to the cinema as you would be frustrated at missing salient documents. The documents flashed are personal documents proving Michael's case, but isnt that what the film is about?
2) There are 3 michael's in the film and one is one of the evictees. Later references do not state which michael they relate to.
3) My final point is quite serious. Michael o' Bernicia brought various claims like a) Deed being dated after signing and therefore not valid as person must own the property to secure on it and referenced to the Law Property Act and Misc prov Act 1989 b) Deed is void due to no witnesses signing and c) contractual failings as bank had not signed. Very good points HOWEVER the only success he had in July 2014 was judge Behrens (who formerly rebutted and i think was the one who put him on vexatious litigants list) saying that the mortgage deed was void because not attested by witnesses.

But what is more serious and Michael appears to have left this out of the video is that judge Behrens stated that although the mortgage failed as a Legal charge the bank were entitled to restate it as an equitable charge and put back at land registry. That really is not much of a win and people should take heed it is not a very strong argument and has been a bit of a Pyrrhic victory for Michael as the effort put in has resulted in the same charge being put back on. This is ommitted from the video.

Thanks for that handle,

He says its a call to action for 11million mortgage holders , but occasional showings in a few selected cinemas
will have almost no effect IMO . I have not seen the dvd's offered anywhere.
If what you have concluded is correct ( I don't doubt you) then all those years of effort have achieved very little,
and will not motivate the 11 million.

The only thing that did start to get peoples attention was masses of folks turning up to evictions. I believe a great opportunity was lost there as it was very rapidly growing as a movement.
I have my own opinion that it was deliberately crashed eg. It was mainly organised through the old site and was really taking off, then along comes Response ,everything was then done via facebook and then it rapidly petered out.

Well he is on the right track. Now look at what Legal Quest are doing to zero mortgages - securitisation.

Michael should take this a step further. ie. if the mortgage is void then the sale to investors is fraud.......that is what is really kicking off in the USA. eg HSBC have been selling "rotten" UK residential mortgage backed securities as "exotic products" to SPV's that issue notes to investors, HSBC are now being sued in USA on a large scale - by investors.

Handle, with respect you have failed to recognise the most important aspect and that is money.

This guy is a businessman and as such his main motivation is business and profits and remember that money is a powerful magnet to many, particularly the younger generation, and while I agree with both you and Daveiron you cannot ignore his main motivation of money and its attraction to so many.

Another negative comment from assassin re one of my posts. Assassin has clearly failed to grasp the thread about the film and my comments are about the film. Making a nonsense and generalised comment that "its all about money" and saying my posts "failed to recognise an aspect" is clear of someone trying to derail the thread yet again and sidetrack.

I suggest assassin watches the film and provides his own synopsis rather than attempt to deride other's analysis.

For anyone interested these are screening dates

https://www.ourscreen.com/film/the-great-british-mortgage-swindle

handle wrote:Another negative comment from assassin re one of my posts. Assassin has clearly failed to grasp the thread about the film and my comments are about the film. Making a nonsense and generalised comment that "its all about money" and saying my posts "failed to recognise an aspect" is clear of someone trying to derail the thread yet again and sidetrack.

I suggest assassin watches the film and provides his own synopsis rather than attempt to deride other's analysis.

It was not a negative comment at all and it would appear you have some issues, and in point of fact I have seen it and a lot of the aftermath from it and would appear that a number of us have seen his agenda in the same way we saw POE and other similar agendas play out, as they all follow the same MO.

This will be my final say on the matter re negative comments to get the thread back on track. If these negative comments from Assassin persist (all around 2:44 am) I will present a previous history of such targeted comments in a seperate thread as well as my own comments and findings of this person. This has led to me not contributing to the forum for a few months. I wholly respect SOTS, DaveIron, Lopsum and others but will not have someone posting insulting comments re my posts. I have a list from the same person. We are all on the same side, there is no need to comment on a poster (ie words like "you fail" etc), just post on the subject matter.

handle wrote:But what is more serious and Michael appears to have left this out of the video is that judge Behrens stated that although the mortgage failed as a Legal charge the bank were entitled to restate it as an equitable charge and put back at land registry. That really is not much of a win and people should take heed it is not a very strong argument and has been a bit of a Pyrrhic victory for Michael as the effort put in has resulted in the same charge being put back on. This is ommitted from the video.

Didnt' the judge also say that the trusties had to sign a new deed to make it a legal charge and if they didnt' then an officer of the court would sign it instead. So not really a win and the only two people I know who tried the void mortgage with there lenders ended up losing at court and the financial ombusman. One of them a woman named Cindy, tried to pay off her mortgage with a WeRe Bank cheque as well and she ended up losing the house.

aarons, yes i think that is correct in the proceedings. I was just providing the final summing up where it led to that instance you are referring to as being put back as an equitable charge.

There is fact in what Michael says but when the cards are stacked against one, then one has to play the game as the rules stand.

I still believe if he took matters further he should play his game into the securitisation issue, and will maybe be able to get rid of the equitable charge.

After all, how are Legal Quest managing to do it. After all they say they are using the securitisation 'technology' with success and kiboshed some 70 mortgages.

if you are an amazon prime subscriber then you can watch it free!

More & conclusive info on mortgages

https://roguemale.org/2019/08/09/contract/

I'd hold off on saying "conclusive" until these ideas actually work in court.   Even on that page he says this argument failed, and in doing so he lost his house.  I don't actually doubt the sincerity of either of the Michaels who don't seem to be working for personal gain.  I am just unconvinced that their arguments are going to be effective.

Hi FF ,what I meant by conclusive ,was all the case law quoted. Of course what is demonstrated time and again is the level of corruption shown by the judiciary .