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Moon phases
intrum advice please
+2
Mrblue2015
Hopesprings
6 posters
Page 2 of 5
Page 2 of 5 • 1, 2, 3, 4, 5
Re: intrum advice please
thank you for the responses they have refused to acknowledge the letters so wasn't sure if it was worth continuing the process but i will now.
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Re: intrum advice please
Yep keep calm and carry on as they say ;-)
Mrblue2015- Moderator
- Posts : 2470
Join date : 2017-06-11
Re: intrum advice please
If it's any help, I've heard nothing from my last letter/email to the court (re intrum) since early June
The thread https://goodf.forumotion.com/t2086-brown-all-caps-window-letter-with-defendant-visible
One thing I watched at least twice YouTube, Marcus, servent king
Might be the best thing you ever do, remember nothing worth while comes easy, if it's about a change of mindset...it's not really involving any work, just understanding!
Good luck
The thread https://goodf.forumotion.com/t2086-brown-all-caps-window-letter-with-defendant-visible
One thing I watched at least twice YouTube, Marcus, servent king
Might be the best thing you ever do, remember nothing worth while comes easy, if it's about a change of mindset...it's not really involving any work, just understanding!
Good luck
itheman- Very helpful
- Posts : 418
Join date : 2018-03-12
Re: intrum advice please
Thanks itheman. Do you have a link to the YouTube video?
And you’re so right, just a better understanding to therefore change the mindset!
And you’re so right, just a better understanding to therefore change the mindset!
Mrblue2015- Moderator
- Posts : 2470
Join date : 2017-06-11
Re: intrum advice please
Hi Mrblue,
Here's the website http://www.servantking.info/
And YouTube first part
Lots of reaching done before and some after, this is the light on!
Here's the website http://www.servantking.info/
And YouTube first part
Lots of reaching done before and some after, this is the light on!
itheman- Very helpful
- Posts : 418
Join date : 2018-03-12
Re: intrum advice please
All credits for this gem/revelation go to daveiron
itheman- Very helpful
- Posts : 418
Join date : 2018-03-12
Re: intrum advice please
Sorry guys ,urchinatheart gave me this some time ago.
daveiron- Admin
- Posts : 4913
Join date : 2017-01-17
Re: intrum advice please
Well we still have you to thank for passing it on DI! As I'm sure, in turn, urchinatheart got it from someone else and so on ...
Mrblue2015- Moderator
- Posts : 2470
Join date : 2017-06-11
Re: intrum advice please
Have now received letter from intrum stating they are thinking about court action and will pass the account to the legal team They'll consider a county court judgement how likely is this to happen they are threatening £105.00 court costs costs of £80.00 to be added to the balance
would appreciate any advice
would appreciate any advice
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Re: intrum advice please
if this does go to court what will happpen
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Re: intrum advice please
what documents have they provide so far ?
look out for an official letter before action that is important
look out for an official letter before action that is important
waylander62- dedicated
- Posts : 1262
Join date : 2017-10-03
Re: intrum advice please
they have provided a signed copy of my credit card application and some tesco statements showing the £1.00 payment i was making I did send a Sar to tescos had nothing back, couldn't provide a copy of the original default notice as Tesco's dont have that debt is too old
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Re: intrum advice please
who has said there isnt a copy of the default notice available ? lowell or tesco ?
when did you send the SAR to Tesco ?
when did you send the SAR to Tesco ?
waylander62- dedicated
- Posts : 1262
Join date : 2017-10-03
Re: intrum advice please
the sar waas sent to tesco way back in may,
Intrum stated in a letter that the original default notice wasn't available as tesocs only keep paperwork for six years but they sent me notification that they had sold the debt in Jan but they haven't provided me a copy of the original credit card agreement signed by both parties either. As i was paying a token amount can it be claimed that I defaulted
Intrum stated in a letter that the original default notice wasn't available as tesocs only keep paperwork for six years but they sent me notification that they had sold the debt in Jan but they haven't provided me a copy of the original credit card agreement signed by both parties either. As i was paying a token amount can it be claimed that I defaulted
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Re: intrum advice please
chase tesco for the sar you need to find out what they have
paying a token sum will likely cause a problem as it is an admittance of the debt you will need to evidence the agreement is unenforceable or that no default notice was served
have you checked for any form of payment protection being added each month on any old statements
paying a token sum will likely cause a problem as it is an admittance of the debt you will need to evidence the agreement is unenforceable or that no default notice was served
have you checked for any form of payment protection being added each month on any old statements
waylander62- dedicated
- Posts : 1262
Join date : 2017-10-03
Re: intrum advice please
the ppi was refunded some time back and came off the original debt when tesco's owned it.
Should I reply to intrum and acknowledge the last letter should i resend the sar to tescos
They are refusing to acknowledge the template letters so should i resend again starting with letter 1
sorry for all the questions
Should I reply to intrum and acknowledge the last letter should i resend the sar to tescos
They are refusing to acknowledge the template letters so should i resend again starting with letter 1
sorry for all the questions
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Re: intrum advice please
I have now re-read the original letter from Tescos and it goes like this
we've decided to transfer (sometimes this is also called assignment) all of our rights in connection with this account from our internal Collections & Recoveries department to another company Intrum Uk Finance ltd So does this mean they are collecting on behalf of Tescos or have they bought the debt
we've decided to transfer (sometimes this is also called assignment) all of our rights in connection with this account from our internal Collections & Recoveries department to another company Intrum Uk Finance ltd So does this mean they are collecting on behalf of Tescos or have they bought the debt
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Re: intrum advice please
they have bought it
i would give tesco a call and ask them why they have ignored your SAR and tell them you want it immediately else you will complain to the ICO
there are a number of things that can win this for you, but would need to see the paperwork.
looking at the court costs this debt does not seem very big ?
i would give tesco a call and ask them why they have ignored your SAR and tell them you want it immediately else you will complain to the ICO
there are a number of things that can win this for you, but would need to see the paperwork.
looking at the court costs this debt does not seem very big ?
waylander62- dedicated
- Posts : 1262
Join date : 2017-10-03
Re: intrum advice please
what paperwork would you need to see is it easy to upload
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Re: intrum advice please
the notice of assignment
the agreement with the terms and conditions, if you can somehow let me see it without posting on the main site it would be safer
the agreement with the terms and conditions, if you can somehow let me see it without posting on the main site it would be safer
waylander62- dedicated
- Posts : 1262
Join date : 2017-10-03
Re: intrum advice please
is that the letter from tescos informing me that the debt has been sold??
where else can you post information except the main site?
where else can you post information except the main site?
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Re: intrum advice please
yes that is the one
photo it and send in a private message or use an external source with a password to view it send the password in a private message,
or post it on the main site for 24hrs then remove it ?
these people are always looking in on the site
photo it and send in a private message or use an external source with a password to view it send the password in a private message,
or post it on the main site for 24hrs then remove it ?
these people are always looking in on the site
waylander62- dedicated
- Posts : 1262
Join date : 2017-10-03
Re: intrum advice please
how do i send a private message
Hopesprings- Not so newb
- Posts : 54
Join date : 2019-02-08
Page 2 of 5 • 1, 2, 3, 4, 5
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