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Moon phases
Lowell Success At Last
+7
Little D
1saberwow
Waffle
petesomething
assassin
ceylon
discodave4093
11 posters
Page 1 of 1
Lowell Success At Last
Hi Folks
When I joined GOODF I soon got all the lowell accounts that were in my name closed apart from one that they really insisted on clinging onto and kept telling me they sent me what I asked for when all they sent was a pathetic looking statement that they probably made up themselves
I sent the 3 letters, estoppel, plus 10 other letters, they sent letter after letter offering all sorts of discounts. The whole time I kept an eye on the SB date then as soon as we passed it I sent them a long awaited statute barred letter to which I quickly got this very nice reply
http://discodaveuploads.weebly.com/uploads/1/1/0/7/110717719/lowell_account_closed__edited_.jpg
When I joined GOODF I soon got all the lowell accounts that were in my name closed apart from one that they really insisted on clinging onto and kept telling me they sent me what I asked for when all they sent was a pathetic looking statement that they probably made up themselves
I sent the 3 letters, estoppel, plus 10 other letters, they sent letter after letter offering all sorts of discounts. The whole time I kept an eye on the SB date then as soon as we passed it I sent them a long awaited statute barred letter to which I quickly got this very nice reply
http://discodaveuploads.weebly.com/uploads/1/1/0/7/110717719/lowell_account_closed__edited_.jpg
discodave4093- Not so newb
- Posts : 78
Join date : 2017-05-30
Re: Lowell Success At Last
Hi discodave4093
Yee-haw! Congratulations felicitations and jubilation. Well done.
Cheers!
Yee-haw! Congratulations felicitations and jubilation. Well done.
Cheers!
Guest- Guest
Re: Lowell Success At Last
Now you have the evidence in writing, never make the most common mistake of thinking it is over as there are a great many debt collection agencies employing heavies who will buy these sorts of alleged debts and try to enforce them by nerfarious means.
Get all your paperwork together and copy it all, make at least one physical copy of everything and store it somewhere safe AWAY FROM YOUR PROPERTY and scan the originals into your computer so you have a written and electronic copy of everything.
When they say your account is closed it can mean several things, one is that they have decided it isn't worth the cost, another is that they have sold it off to another company, and another is they have written it off against tax.
Get all your paperwork together and copy it all, make at least one physical copy of everything and store it somewhere safe AWAY FROM YOUR PROPERTY and scan the originals into your computer so you have a written and electronic copy of everything.
When they say your account is closed it can mean several things, one is that they have decided it isn't worth the cost, another is that they have sold it off to another company, and another is they have written it off against tax.
assassin- Admin
- Posts : 3634
Join date : 2017-01-28
Location : Wherever I Lay My Head
Re: Lowell Success At Last
well done
petesomething- Very helpful
- Posts : 412
Join date : 2017-02-24
Location : NORTHAMPTON
Re: Lowell Success At Last
I agree with assassin and make copies and place in a safe place. Also about saving a copy of everything on your computer. I would place a copy of everything onto a memory stick and place that in another safe place.
1saberwow- Not so newb
- Posts : 87
Join date : 2017-06-03
assassin likes this post
Re: Lowell Success At Last
Congrats .
Like assassin suggests, back everything up and store in a safe place/s.
You could force them to archive it again also, by writing back by recorded delivery an acknowledgement of receipt of the attached copy! of their letter.
Should they 'accidently' lose the first, second or both letters in the future then, there would also be recourse through the ICO which generally fine per breach so, for maximum pain you may wish to email them as well.
Like assassin suggests, back everything up and store in a safe place/s.
You could force them to archive it again also, by writing back by recorded delivery an acknowledgement of receipt of the attached copy! of their letter.
Should they 'accidently' lose the first, second or both letters in the future then, there would also be recourse through the ICO which generally fine per breach so, for maximum pain you may wish to email them as well.
Little D- dedicated
- Posts : 641
Join date : 2017-05-10
Re: Lowell Success At Last
These are the best posts to read and they give hope to others in the same boat.
Jinxer- Very helpful
- Posts : 436
Join date : 2017-06-03
Re: Lowell Success At Last
SB means statute barred which is 6 years after the default date. The debt then becomes unenforceable in Court.7tt7 wrote:what is................... kept an eye on the SB date........SB?
Jinxer- Very helpful
- Posts : 436
Join date : 2017-06-03
Re: Lowell Success At Last
7tt7, you always keep more than one copy and use different formats to make it difficult for them and if you read the Ian Puddick case you will understand why, if they get their po-lice enforcers to raid your property (aka Puddick) then they will grab your computers, phones, and PDA, and they can see what you have and "whoops" deleted by mistake.
Your evidence is gone, similarly they will grab any paperwork and they are not averse to drilling stud walls or wooden floors to insert cameras into cavities either, so different formats and different places, but not obvious places such as parents, childrens, or places you regularly visit as if they are watching they may well raid them as well.
Your evidence is gone, similarly they will grab any paperwork and they are not averse to drilling stud walls or wooden floors to insert cameras into cavities either, so different formats and different places, but not obvious places such as parents, childrens, or places you regularly visit as if they are watching they may well raid them as well.
assassin- Admin
- Posts : 3634
Join date : 2017-01-28
Location : Wherever I Lay My Head
Re: Lowell Success At Last
cloud is also a Idea7tt7 wrote:assassin wrote:Now you have the evidence in writing, never make the most common mistake of thinking it is over as there are a great many debt collection agencies employing heavies who will buy these sorts of alleged debts and try to enforce them by nerfarious means.
Get all your paperwork together and copy it all, make at least one physical copy of everything and store it somewhere safe AWAY FROM YOUR PROPERTY and scan the originals into your computer so you have a written and electronic copy of everything.
When they say your account is closed it can mean several things, one is that they have decided it isn't worth the cost, another is that they have sold it off to another company, and another is they have written it off against tax.
store it somewhere safe AWAY FROM YOUR PROPERTY ? why thanks
Mobo- news worthy
- Posts : 121
Join date : 2022-06-25
Location : Third rock from the Sun
Re: Lowell Success At Last
a wise person once said to me:
" beware of the 'cloud' , think about it, all that data in a big cloud up in the sky somewhere ? no ! there is no such thing as 'the cloud' it is just somebody elses computer'
gave me food for thought
" beware of the 'cloud' , think about it, all that data in a big cloud up in the sky somewhere ? no ! there is no such thing as 'the cloud' it is just somebody elses computer'
gave me food for thought
waylander62- dedicated
- Posts : 1294
Join date : 2017-10-03
assassin and Mobo like this post
Re: Lowell Success At Last
yes never thought of it like that beforewaylander62 wrote:a wise person once said to me:
" beware of the 'cloud' , think about it, all that data in a big cloud up in the sky somewhere ? no ! there is no such thing as 'the cloud' it is just somebody elses computer'
gave me food for thought
Mobo- news worthy
- Posts : 121
Join date : 2022-06-25
Location : Third rock from the Sun
Mobo likes this post
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