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Moon phases


Lowell Success At Last

+7
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Post by discodave4093 Sat Sep 02, 2017 12:28 am

Hi Folks
When I joined GOODF I soon got all the lowell accounts that were in my name closed apart from one that they really insisted on clinging onto and kept telling me they sent me what I asked for when all they sent was a pathetic looking statement that they probably made up themselves

I sent the 3 letters, estoppel, plus 10 other letters, they sent letter after letter offering all sorts of discounts. The whole time I kept an eye on the SB date then as soon as we passed it I sent them a long awaited statute barred letter to which I quickly got this very nice reply

http://discodaveuploads.weebly.com/uploads/1/1/0/7/110717719/lowell_account_closed__edited_.jpg

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Post by Guest Sat Sep 02, 2017 12:33 am

Hi discodave4093

Yee-haw! Congratulations felicitations and jubilation. Well done.

Cheers!

Guest
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Post by ceylon Sat Sep 02, 2017 12:36 am

Very Happy
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Post by assassin Sat Sep 02, 2017 1:02 am

Now you have the evidence in writing, never make the most common mistake of thinking it is over as there are a great many debt collection agencies employing heavies who will buy these sorts of alleged debts and try to enforce them by nerfarious means.

Get all your paperwork together and copy it all, make at least one physical copy of everything and store it somewhere safe AWAY FROM YOUR PROPERTY and scan the originals into your computer so you have a written and electronic copy of everything.

When they say your account is closed it can mean several things, one is that they have decided it isn't worth the cost, another is that they have sold it off to another company, and another is they have written it off against tax.
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Post by petesomething Sat Sep 02, 2017 1:24 pm

well done Smile
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Post by Waffle Sat Sep 02, 2017 1:36 pm

Great stuff discodave cheers

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Post by 1saberwow Sat Sep 02, 2017 2:01 pm

I agree with assassin and make copies and place in a safe place. Also about saving a copy of everything on your computer. I would place a copy of everything onto a memory stick and place that in another safe place.

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Post by Little D Sat Sep 02, 2017 2:07 pm

Congrats Smile.

Like assassin suggests, back everything up and store in a safe place/s.

You could force them to archive it again also, by writing back by recorded delivery an acknowledgement of receipt of the attached copy! of their letter.

Should they 'accidently' lose the first, second or both letters in the future then, there would also be recourse through the ICO which generally fine per breach so, for maximum pain you may wish to email them as well.

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Post by Jinxer Sat Sep 02, 2017 2:43 pm

These are the best posts to read and they give hope to others in the same boat.

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Post by Jinxer Thu Sep 07, 2017 5:06 pm

7tt7 wrote:what is................... kept an eye on the SB date........SB?
SB means statute barred which is 6 years after the default date. The debt then becomes unenforceable in Court.

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Post by assassin Fri Sep 08, 2017 2:30 am

7tt7, you always keep more than one copy and use different formats to make it difficult for them and if you read the Ian Puddick case you will understand why, if they get their po-lice enforcers to raid your property (aka Puddick) then they will grab your computers, phones, and PDA, and they can see what you have and "whoops" deleted by mistake.

Your evidence is gone, similarly they will grab any paperwork and they are not averse to drilling stud walls or wooden floors to insert cameras into cavities either, so different formats and different places, but not obvious places such as parents, childrens, or places you regularly visit as if they are watching they may well raid them as well.
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Post by Mobo Wed Jul 05, 2023 10:22 am

7tt7 wrote:
assassin wrote:Now you have the evidence in writing, never make the most common mistake of thinking it is over as there are a great many debt collection agencies employing heavies who will buy these sorts of alleged debts and try to enforce them by nerfarious means.

Get all your paperwork together and copy it all, make at least one physical copy of everything and store it somewhere safe AWAY FROM YOUR PROPERTY and scan the originals into your computer so you have a written and electronic copy of everything.

When they say your account is closed it can mean several things, one is that they have decided it isn't worth the cost, another is that they have sold it off to another company, and another is they have written it off against tax.

store it somewhere safe AWAY FROM YOUR PROPERTY  ? why thanks
cloud is also a Idea
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Post by waylander62 Wed Jul 05, 2023 1:12 pm

a wise person once said to me:

" beware of the 'cloud' , think about it, all that data in a big cloud up in the sky somewhere ? no ! there is no such thing as 'the cloud' it is just somebody elses computer'

gave me food for thought

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Post by Mobo Wed Jul 05, 2023 1:18 pm

waylander62 wrote:a wise person once said to me:

" beware of the 'cloud' , think about it, all that data in a big cloud up in the sky somewhere ? no !  there is no such thing as 'the cloud' it is just somebody elses computer'

gave me food for thought  
yes never thought of it like that before alien alien alien
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