Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Council Tax Summons
by Mrblue Yesterday at 9:15 pm

» The Epstein Associate Infiltrating the UK NHS
by Kestrel Yesterday at 6:07 pm

» Bank 3 letter process had a reply on 2nd letter need help!
by Mrblue Yesterday at 5:24 pm

» Bristow & sutor re: council tax
by stile Yesterday at 5:09 pm

» I've Been Invaded
by assassin Yesterday at 2:39 am

» 3 letter process
by volgabulghar Sat Jul 20, 2019 11:29 pm

» Moon Landing
by LionsShare Sat Jul 20, 2019 9:27 pm

» Hoist Portfolio/Howard Cohen – Letter of Claim ?
by daveiron Sat Jul 20, 2019 10:29 am

» Lowell threatening me Again !!
by daveiron Sat Jul 20, 2019 10:23 am

» Latest from CrimeBodge
by daveiron Sat Jul 20, 2019 10:20 am

» Second hand customs charge
by pitano1 Sat Jul 20, 2019 9:49 am

» webster report
by LionsShare Fri Jul 19, 2019 6:21 pm

» Greetings
by LionsShare Fri Jul 19, 2019 2:16 pm

» I got a reply from my 3 letter process ... what now?
by volgabulghar Fri Jul 19, 2019 1:32 pm

» Statute Barred set aside?
by waylander62 Fri Jul 19, 2019 7:23 am

» newzealand : skeletons in the cupboard
by daveiron Thu Jul 18, 2019 5:42 pm

» Amazing Polly
by handle Thu Jul 18, 2019 5:25 pm

» Hello
by Lopsum Thu Jul 18, 2019 2:22 am

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Wed Jul 17, 2019 7:43 pm

» We all got attacked by Secca, Police watched did nothing.
by handle Wed Jul 17, 2019 11:03 am

» Brexit
by handle Wed Jul 17, 2019 6:48 am

» RobWay/Cohen - advice please?
by daveiron Wed Jul 17, 2019 6:07 am

» Waste Skip - company not fetching it 2 weeks late
by scrwm Tue Jul 16, 2019 10:09 pm

» Letter from solicitors
by Mikeyjohn Tue Jul 16, 2019 8:18 pm

» STA International
by handle Tue Jul 16, 2019 7:04 pm

» hello from sunny manchester
by Society of the Spectacle Tue Jul 16, 2019 6:21 pm

» Latest Rich Planet vids Richard Hall
by Society of the Spectacle Tue Jul 16, 2019 6:20 pm

» Please help – Just received my first ever solicitor’s letter
by joedalton Tue Jul 16, 2019 5:09 pm

» Debt Recovery letter
by assassin Tue Jul 16, 2019 1:28 am

» CCA Request
by thewhitevest33 Mon Jul 15, 2019 4:02 pm

» Cloud busters
by assassin Mon Jul 15, 2019 1:49 am

» This looks very interesting TGBMS
by LionsShare Sun Jul 14, 2019 8:28 pm

» NEWS-bank 'forging signatures' in repossession cases
by LionsShare Sun Jul 14, 2019 9:16 am

» court papers
by LionsShare Sun Jul 14, 2019 9:09 am

» statute barred dates and template letter please .
by handle Sat Jul 13, 2019 8:22 pm

» Paying By Endorsement
by LionsShare Fri Jul 12, 2019 6:49 pm

» Return to Sender Vs Endorsement
by LionsShare Fri Jul 12, 2019 6:46 pm

» Deed of Novation
by assassin Fri Jul 12, 2019 1:32 am

» another cancer treatment cover up
by LionsShare Thu Jul 11, 2019 10:58 pm

» The sick paedophile agenda at the heart of ‘sex education’. Discretion advised. Deeply disturbing
by LionsShare Wed Jul 10, 2019 11:20 pm

» SAR
by LionsShare Wed Jul 10, 2019 9:42 pm

» Anyone have any info on fingerprinting schoolchildren
by midnight Tue Jul 09, 2019 2:05 pm

» Bailiffs
by handle Tue Jul 09, 2019 9:16 am

» Money Shop
by assassin Tue Jul 09, 2019 6:24 am

» local govt bill 1992 - Hansard
by volgabulghar Mon Jul 08, 2019 9:52 pm

» sol excalibre with cookiemonster
by Society of the Spectacle Mon Jul 08, 2019 7:40 pm

» AIDS could this be really TRUE?
by mitch Mon Jul 08, 2019 8:01 am

Moon phases


3 letter process

Page 2 of 3 Previous  1, 2, 3  Next

Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Wed Feb 13, 2019 6:48 pm

Oc's ,purchasers can only supply what they are given.
daveiron
daveiron
Admin
Admin

Posts : 1850
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by LynnB on Wed Feb 13, 2019 7:16 pm

Also is the date when the regulations change, the date important for you is it when you first took out the credit card, the date when you went into default with them etc that is important as regards the true copy etc.

LynnB
Not so newb
Not so newb

Posts : 11
Join date : 2019-02-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Wed Feb 13, 2019 7:40 pm

Hi lynn,

The date of the agreement pre or post the regulation change defines what they are obliged to supply.
The date on the default notice is what it is regardless.
daveiron
daveiron
Admin
Admin

Posts : 1850
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by LynnB on Wed Feb 13, 2019 7:58 pm

thanks so it is good to know when you first took out the credit card etc, as that date defines it, will need to do some thinking.

LynnB
Not so newb
Not so newb

Posts : 11
Join date : 2019-02-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Wed Feb 13, 2019 9:24 pm

Hi
it was 2014 & 2017, & good Q Mrblue why do we ask for a original copy ?

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Sun Mar 17, 2019 9:51 am

Hi
Some update on my 3 letter progress, now sent 3x3 letters got one sent back to me with wrong address on it, letter 2? address was the same as 1 & 3 so don't know what that was about.
The bank/credit card co, seem to just ignored them and sent letters asking for the payments, and a text a day to call them to talk about this.
Last letter sent about 3 weeks ago.
any ideas on whats going to happen next? or whats the next step in this progress
any help much appreciated on this

regards

thezoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Sun Mar 17, 2019 4:47 pm

Ok so wait another week (3 weeks ago plus 1 week will be approx one month) then send the Estoppel, which is a recognized legal action.
Mrblue
Mrblue
Moderator
Moderator

Posts : 376
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Sun Mar 17, 2019 6:43 pm

@projectzoo wrote:Hi
it was 2014 & 2017, & good Q Mrblue why do we ask for a original copy ?

Apologies projectzoo, forgot to respond. Unless I’m mistaken, we ask for a true copy to give them a fair opportunity to produce it. Now, regardless as to what they send, it is important to send a Data Subject Access Request (DSAR or some people simply say SAR) as soon as you can to the OC. That way, if / when a debt purchaser or DCA sends you any paper work, you can compare to the SAR findings and then you’ll see if (when...) they (DP / DCAs) have simply cobbled something together that they’re trying to pass off as an original / legitimate. See...? Wink
Mrblue
Mrblue
Moderator
Moderator

Posts : 376
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Tue Mar 19, 2019 5:10 pm

ok so where do I get a DSAR or how do you go about this ? or is it just a hand written letter asking them to send this to me …


Regards

The Zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by LionsShare on Tue Mar 19, 2019 6:11 pm

Mrblue2017 wrote:you can compare to the SAR findings and then you’ll see if (when...) they (DP / DCAs) have simply cobbled something together that they’re trying to pass off as an original / legitimate. See...? Wink

It may be called UTTERING,

https://legal-dictionary.thefreedictionary.com/utter

TO UTTER, crim. law. To offer, to publish.
    2. To utter and publish a counterfeit note is to assert and declare, directly or indirectly, by words or actions, that the note offered is good. It is not necessary that it should be passed in order to complete the offence of uttering.
LionsShare
LionsShare
Moderator
Moderator

Posts : 726
Join date : 2017-04-26
Location : Literally Where Ever I Am

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Tue Mar 19, 2019 7:09 pm

@projectzoo wrote:ok so where do I get a DSAR or how do you go about this ? or is it just a hand written letter asking them to send this to me …

Check out this thread:

http://goodf.forumotion.com/t370-subject-acess-request
Mrblue
Mrblue
Moderator
Moderator

Posts : 376
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Tue Mar 19, 2019 7:11 pm

@LionsShare wrote:
Mrblue2017 wrote:you can compare to the SAR findings and then you’ll see if (when...) they (DP / DCAs) have simply cobbled something together that they’re trying to pass off as an original / legitimate. See...? Wink

It may be called UTTERING,

https://legal-dictionary.thefreedictionary.com/utter

TO UTTER, crim. law. To offer, to publish.
    2. To utter and publish a counterfeit note is to assert and declare, directly or indirectly, by words or actions, that the note offered is good. It is not necessary that it should be passed in order to complete the offence of uttering.

Of that I have no doubt (from experience) - thanks LionShare Smile
Mrblue
Mrblue
Moderator
Moderator

Posts : 376
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Wed Mar 20, 2019 6:58 am

Hi
Thanks for that, so ive printed them off the (SARs).
I just send them to the address that I sent the 3 letter to include a £10 fee in each ?










projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Wed Mar 20, 2019 8:19 am

daveiron
daveiron
Admin
Admin

Posts : 1850
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Wed Mar 20, 2019 9:38 am

DaveIron is correct :-)
Mrblue
Mrblue
Moderator
Moderator

Posts : 376
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Wed Mar 20, 2019 5:27 pm

Hi
Great stuff sending them in the morn, I take it back to the CEO and same address? ..as I said in this topic I received letter #2 back from one of the cc company's returned to sender but not letter 1 or 3 very strange.

once again many thanks for the info
will let you know how I get on.

regards
the zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Fri Mar 22, 2019 6:27 am

Any time buddy. These things take time but they work IF you follow the process properly and stay properly organised and keep a track of paper work dates etc.

As one great previous moderator used to say on the original GOODF site: “The template letters are usually only the overture to a long and laborious symphony.” In other words, they (depth purchasers and debt collection agencies) will still try their luck even after you’ve sent them three letters. But they’ll give up eventually... (Always have done in my experience). They can only flog a dead horse for so long!


Last edited by Mrblue2017 on Fri Mar 22, 2019 6:28 am; edited 1 time in total (Reason for editing : Spelling)
Mrblue
Mrblue
Moderator
Moderator

Posts : 376
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Wed Mar 27, 2019 11:19 am

Hi Mrblue
lol,just got my 2nd letter back this time the address number was wrong I wrote 36 on the letter sent back saying it is 38.

Anyway got a very large box back from the DSAR that I sent.
8.6kg lol .

Whats your take on the 2 letter that have been returned to me?


once again many thanks on this.

the zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Wed Mar 27, 2019 11:48 am

I would re-send letter 2 as it seems the recipient didn’t get it.

Good (DSAR). Check the most important items which would be agreements, Ts & Cs (for agreements), defaults, assignments (notices / deeds) and you may as well check for PPI while you’re there...
Mrblue
Mrblue
Moderator
Moderator

Posts : 376
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Wed Mar 27, 2019 11:52 am

(Sorry I’m at work at the same time as trying to help haha) Also check you have all the statements up to and inc the date that any alleged date was sold.)
Mrblue
Mrblue
Moderator
Moderator

Posts : 376
Join date : 2017-06-11
Location : On the side of justice and beside those in need

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Thu May 09, 2019 12:22 pm

Up date on my situation and some more advice please.

Having send out 3 letter to 3 debt, all OC and all of them not really taken any notice of the 3 letter that I send, how will this play out? if the debt is sold on do I 3 letter the DCA that have bought the debt, or just ignore them??...Any advice please
many thanks
The Zoo

The zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Thu May 09, 2019 3:43 pm

Hi, Mostly they are sold on. If / when its sold a dca will contact you at some point,do not ignore them ,just send the letters for debt purchasers.
When that happens you will need to look at the results of the sar, so dont throw it away.
daveiron
daveiron
Admin
Admin

Posts : 1850
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Thu May 09, 2019 4:36 pm

ok cheers.Thks for this ,don't want to sound daft, is this the same 3 letters that I sent to the OC. or is it other letter ( template) on this site that goes to the debt purchasers.

cheers The zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Thu May 09, 2019 6:17 pm

daveiron
daveiron
Admin
Admin

Posts : 1850
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by volgabulghar on Sat Jun 01, 2019 7:28 am

Hi! Quick question.... if the loan is after 2006 do they have to show a original copy of the agreement. I heard/saw somewhere it could be a photocopy? Gracias

volgabulghar
Not so newb
Not so newb

Posts : 64
Join date : 2019-05-26

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Sponsored content


Sponsored content


Back to top Go down

Page 2 of 3 Previous  1, 2, 3  Next

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum