Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Even more fun, you decide.
by assassin Today at 2:33 am

» FRAUD!!
by assassin Today at 2:29 am

» Reality chat , every wednesday at 8pm (ish)
by Society of the Spectacle Yesterday at 7:44 pm

» Lowels
by Sharpysparky Tue May 21, 2019 5:34 pm

» Nasty trick to play on courts re speeding and parking
by daveiron Tue May 21, 2019 11:20 am

» Police use of 'intrusive' and 'inaccurate' facial recognition tech challenged in UK court
by jss64 Tue May 21, 2019 11:11 am

» AVAL
by LionsShare Tue May 21, 2019 10:42 am

» treason "laws"
by LionsShare Tue May 21, 2019 9:42 am

» the height of cheek
by LionsShare Tue May 21, 2019 9:32 am

» media control
by assassin Tue May 21, 2019 1:57 am

» sol excalibre with cookiemonster
by Society of the Spectacle Mon May 20, 2019 8:00 pm

» Credit Security limited
by assassin Mon May 20, 2019 1:48 am

» The Good Old British Bobby...
by assassin Mon May 20, 2019 1:44 am

» Single Justice Procedure Notice for alleged speeding
by LionsShare Sun May 19, 2019 12:15 pm

» TESCO CREDIT CARD & LOWELLS
by Mrblue Sun May 19, 2019 9:01 am

» Latest Rich Planet vids Richard Hall
by daveiron Sat May 18, 2019 8:36 am

» As if the banks couldn’t be any more fraudulent.
by Mrblue Sat May 18, 2019 6:45 am

» E 171
by Lopsum Fri May 17, 2019 8:09 pm

» yeah! I'm back
by handle Fri May 17, 2019 6:12 pm

» More Chick Wilfong
by midnight Fri May 17, 2019 12:16 pm

» Use Companies House
by assassin Fri May 17, 2019 2:45 am

» Gordon Bowden - Exposing Blair
by assassin Fri May 17, 2019 2:01 am

» Let's Have Some Tunes thread.
by Awoken2 Thu May 16, 2019 11:06 pm

» San Francisco Bans Facial Recognition Technology
by jss64 Thu May 16, 2019 5:03 pm

» Gordon Bowden - Westminster Fraud
by assassin Thu May 16, 2019 6:17 am

» Gordon Bowden - Uncovering Fraud
by assassin Thu May 16, 2019 6:16 am

» Claim Form Southern Water
by LionsShare Wed May 15, 2019 4:11 pm

» SUBJECT ACESS REQUEST
by Jimmyjack Wed May 15, 2019 2:01 pm

» Cabots/Resolvecall
by Jimmyjack Wed May 15, 2019 9:59 am

» Loan & the three letters
by Akira Tue May 14, 2019 3:11 pm

» Questions regarding the use of Promissory notes to clear bank related debt.
by Akira Mon May 13, 2019 9:06 pm

» Not a recognised Debt
by daveiron Mon May 13, 2019 7:29 am

» County Court claim form
by eggnog Sun May 12, 2019 6:58 pm

» Cabot advice
by Mrblue Sun May 12, 2019 9:13 am

» council tax & prison
by assassin Sun May 12, 2019 2:01 am

» Climate change!
by Sharpysparky Sat May 11, 2019 9:23 pm

» Yet some more fun. Two bad apples down, some way to go yet. It's a start
by assassin Sat May 11, 2019 2:30 am

» channels
by LionsShare Fri May 10, 2019 11:00 pm

» How to deal with banks and debt collectors
by daveiron Fri May 10, 2019 7:08 pm

» Sounds like alot of fun comming our way sometime soon hopefully.
by midnight Fri May 10, 2019 6:51 pm

» 3 letter process
by daveiron Thu May 09, 2019 6:17 pm

» New Po-lice Scam Looming
by assassin Thu May 09, 2019 1:45 pm

» More Misleading news
by assassin Thu May 09, 2019 2:22 am

» Latest from CrimeBodge
by assassin Wed May 08, 2019 7:00 pm

» Drydens Fairfax
by Mrblue Tue May 07, 2019 10:15 pm

» Submitting defence to court against Lowell Solicitors
by shuai Tue May 07, 2019 11:58 am

» Speed Cameras
by assassin Tue May 07, 2019 3:16 am

Moon phases


3 letter process

Page 2 of 2 Previous  1, 2

Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Wed Feb 13, 2019 6:48 pm

Oc's ,purchasers can only supply what they are given.
daveiron
daveiron
Admin
Admin

Posts : 1644
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by LynnB on Wed Feb 13, 2019 7:16 pm

Also is the date when the regulations change, the date important for you is it when you first took out the credit card, the date when you went into default with them etc that is important as regards the true copy etc.

LynnB
Not so newb
Not so newb

Posts : 11
Join date : 2019-02-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Wed Feb 13, 2019 7:40 pm

Hi lynn,

The date of the agreement pre or post the regulation change defines what they are obliged to supply.
The date on the default notice is what it is regardless.
daveiron
daveiron
Admin
Admin

Posts : 1644
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by LynnB on Wed Feb 13, 2019 7:58 pm

thanks so it is good to know when you first took out the credit card etc, as that date defines it, will need to do some thinking.

LynnB
Not so newb
Not so newb

Posts : 11
Join date : 2019-02-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Wed Feb 13, 2019 9:24 pm

Hi
it was 2014 & 2017, & good Q Mrblue why do we ask for a original copy ?

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Sun Mar 17, 2019 9:51 am

Hi
Some update on my 3 letter progress, now sent 3x3 letters got one sent back to me with wrong address on it, letter 2? address was the same as 1 & 3 so don't know what that was about.
The bank/credit card co, seem to just ignored them and sent letters asking for the payments, and a text a day to call them to talk about this.
Last letter sent about 3 weeks ago.
any ideas on whats going to happen next? or whats the next step in this progress
any help much appreciated on this

regards

thezoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Sun Mar 17, 2019 4:47 pm

Ok so wait another week (3 weeks ago plus 1 week will be approx one month) then send the Estoppel, which is a recognized legal action.
Mrblue
Mrblue
Moderator
Moderator

Posts : 258
Join date : 2017-06-11

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Sun Mar 17, 2019 6:43 pm

@projectzoo wrote:Hi
it was 2014 & 2017, & good Q Mrblue why do we ask for a original copy ?

Apologies projectzoo, forgot to respond. Unless I’m mistaken, we ask for a true copy to give them a fair opportunity to produce it. Now, regardless as to what they send, it is important to send a Data Subject Access Request (DSAR or some people simply say SAR) as soon as you can to the OC. That way, if / when a debt purchaser or DCA sends you any paper work, you can compare to the SAR findings and then you’ll see if (when...) they (DP / DCAs) have simply cobbled something together that they’re trying to pass off as an original / legitimate. See...? Wink
Mrblue
Mrblue
Moderator
Moderator

Posts : 258
Join date : 2017-06-11

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Tue Mar 19, 2019 5:10 pm

ok so where do I get a DSAR or how do you go about this ? or is it just a hand written letter asking them to send this to me …


Regards

The Zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by LionsShare on Tue Mar 19, 2019 6:11 pm

Mrblue2017 wrote:you can compare to the SAR findings and then you’ll see if (when...) they (DP / DCAs) have simply cobbled something together that they’re trying to pass off as an original / legitimate. See...? Wink

It may be called UTTERING,

https://legal-dictionary.thefreedictionary.com/utter

TO UTTER, crim. law. To offer, to publish.
    2. To utter and publish a counterfeit note is to assert and declare, directly or indirectly, by words or actions, that the note offered is good. It is not necessary that it should be passed in order to complete the offence of uttering.
LionsShare
LionsShare
Moderator
Moderator

Posts : 587
Join date : 2017-04-26
Location : Literally Where Ever I Am

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Tue Mar 19, 2019 7:09 pm

@projectzoo wrote:ok so where do I get a DSAR or how do you go about this ? or is it just a hand written letter asking them to send this to me …

Check out this thread:

http://goodf.forumotion.com/t370-subject-acess-request
Mrblue
Mrblue
Moderator
Moderator

Posts : 258
Join date : 2017-06-11

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Tue Mar 19, 2019 7:11 pm

@LionsShare wrote:
Mrblue2017 wrote:you can compare to the SAR findings and then you’ll see if (when...) they (DP / DCAs) have simply cobbled something together that they’re trying to pass off as an original / legitimate. See...? Wink

It may be called UTTERING,

https://legal-dictionary.thefreedictionary.com/utter

TO UTTER, crim. law. To offer, to publish.
    2. To utter and publish a counterfeit note is to assert and declare, directly or indirectly, by words or actions, that the note offered is good. It is not necessary that it should be passed in order to complete the offence of uttering.

Of that I have no doubt (from experience) - thanks LionShare Smile
Mrblue
Mrblue
Moderator
Moderator

Posts : 258
Join date : 2017-06-11

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Wed Mar 20, 2019 6:58 am

Hi
Thanks for that, so ive printed them off the (SARs).
I just send them to the address that I sent the 3 letter to include a £10 fee in each ?










projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Wed Mar 20, 2019 8:19 am

daveiron
daveiron
Admin
Admin

Posts : 1644
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Wed Mar 20, 2019 9:38 am

DaveIron is correct :-)
Mrblue
Mrblue
Moderator
Moderator

Posts : 258
Join date : 2017-06-11

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Wed Mar 20, 2019 5:27 pm

Hi
Great stuff sending them in the morn, I take it back to the CEO and same address? ..as I said in this topic I received letter #2 back from one of the cc company's returned to sender but not letter 1 or 3 very strange.

once again many thanks for the info
will let you know how I get on.

regards
the zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Fri Mar 22, 2019 6:27 am

Any time buddy. These things take time but they work IF you follow the process properly and stay properly organised and keep a track of paper work dates etc.

As one great previous moderator used to say on the original GOODF site: “The template letters are usually only the overture to a long and laborious symphony.” In other words, they (depth purchasers and debt collection agencies) will still try their luck even after you’ve sent them three letters. But they’ll give up eventually... (Always have done in my experience). They can only flog a dead horse for so long!


Last edited by Mrblue2017 on Fri Mar 22, 2019 6:28 am; edited 1 time in total (Reason for editing : Spelling)
Mrblue
Mrblue
Moderator
Moderator

Posts : 258
Join date : 2017-06-11

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Wed Mar 27, 2019 11:19 am

Hi Mrblue
lol,just got my 2nd letter back this time the address number was wrong I wrote 36 on the letter sent back saying it is 38.

Anyway got a very large box back from the DSAR that I sent.
8.6kg lol .

Whats your take on the 2 letter that have been returned to me?


once again many thanks on this.

the zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Wed Mar 27, 2019 11:48 am

I would re-send letter 2 as it seems the recipient didn’t get it.

Good (DSAR). Check the most important items which would be agreements, Ts & Cs (for agreements), defaults, assignments (notices / deeds) and you may as well check for PPI while you’re there...
Mrblue
Mrblue
Moderator
Moderator

Posts : 258
Join date : 2017-06-11

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Mrblue on Wed Mar 27, 2019 11:52 am

(Sorry I’m at work at the same time as trying to help haha) Also check you have all the statements up to and inc the date that any alleged date was sold.)
Mrblue
Mrblue
Moderator
Moderator

Posts : 258
Join date : 2017-06-11

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Thu May 09, 2019 12:22 pm

Up date on my situation and some more advice please.

Having send out 3 letter to 3 debt, all OC and all of them not really taken any notice of the 3 letter that I send, how will this play out? if the debt is sold on do I 3 letter the DCA that have bought the debt, or just ignore them??...Any advice please
many thanks
The Zoo

The zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Thu May 09, 2019 3:43 pm

Hi, Mostly they are sold on. If / when its sold a dca will contact you at some point,do not ignore them ,just send the letters for debt purchasers.
When that happens you will need to look at the results of the sar, so dont throw it away.
daveiron
daveiron
Admin
Admin

Posts : 1644
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by projectzoo on Thu May 09, 2019 4:36 pm

ok cheers.Thks for this ,don't want to sound daft, is this the same 3 letters that I sent to the OC. or is it other letter ( template) on this site that goes to the debt purchasers.

cheers The zoo

projectzoo
Not so newb
Not so newb

Posts : 44
Join date : 2018-12-04

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by daveiron on Thu May 09, 2019 6:17 pm

daveiron
daveiron
Admin
Admin

Posts : 1644
Join date : 2017-01-17

Back to top Go down

3 letter process  - Page 2 Empty Re: 3 letter process

Post by Sponsored content


Sponsored content


Back to top Go down

Page 2 of 2 Previous  1, 2

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum