The GOODF Approach
Would you like to react to this message? Create an account in a few clicks or log in to continue.
The GOODF Approach

a refuge for community, information, support and discussion about debt , health and well-being

Search
 
 

Display results as :
 

Rechercher Advanced Search

Latest topics
» For those considering ,conditional acceptance
by daveiron Yesterday at 9:55 am

» Just got a letter
by daveiron Thu Oct 03, 2024 11:46 pm

» DSAR DELAYS
by daveiron Wed Oct 02, 2024 11:34 pm

» Ceder so called bailiffs
by Ian4644 Mon Sep 30, 2024 2:43 pm

» Council Tax (getting answers)
by assassin Sun Sep 29, 2024 4:06 am

» Our Little Food Growing Experiment
by assassin Fri Sep 27, 2024 5:01 am

» Jocabs Threatening my parents address over council tax.
by darkfireblade Mon Sep 23, 2024 9:42 pm

» Heat Your Home
by assassin Mon Sep 23, 2024 3:48 am

» Purchased Used car, thew con rod after 4 weeks, 40,000mi on clock, can we get out of the finance?
by scrwm Thu Sep 19, 2024 5:56 pm

» ULEZ London huge fine for misunderstanding
by urchinatheart Sat Sep 07, 2024 9:56 pm

» The new ruling, lie-ability order
by assassin Sat Sep 07, 2024 4:19 am

» Prepping 1 Lighting Overview
by assassin Fri Sep 06, 2024 4:34 am

» Prepping 2 Selecting Light Sources
by assassin Fri Sep 06, 2024 4:26 am

» Prepping 3 Security
by assassin Fri Sep 06, 2024 4:21 am

» Prepping 4 Planning Your Lighting
by assassin Fri Sep 06, 2024 4:18 am

» Prepping 5 Charging Your Batteries
by assassin Fri Sep 06, 2024 4:15 am

» An idea to reform the police ?
by assassin Fri Sep 06, 2024 4:02 am

» Post 2007 CCA
by Biggiebest Thu Sep 05, 2024 1:47 pm

» Travel advice please: London to Amsterdam no injects no tests
by Kaddabriol Wed Sep 04, 2024 10:39 am

» CCJ letter
by waylander62 Mon Sep 02, 2024 9:12 pm

» Disability
by assassin Sun Sep 01, 2024 3:03 am

» It works (Richard Vobes)
by assassin Sun Sep 01, 2024 2:57 am

» Veronica Chapmans approach to CT
by daveiron Thu Aug 29, 2024 11:17 pm

» Tsb many times refused basic account
by flyingfish Thu Aug 29, 2024 11:53 am

» Lowell New Address
by waylander62 Tue Aug 27, 2024 7:41 pm

» The Daily Mail doesn't know the law on facemasks and disability -ThatguyScottWeb
by Emma78 Mon Aug 26, 2024 9:29 am

» DSAR from OC
by waylander62 Mon Aug 19, 2024 8:46 pm

» HSBC advice please.
by Trishiapp28 Thu Aug 15, 2024 6:30 pm

» Council Tax Notice of Enforcement
by Lopsum Sun Aug 11, 2024 5:26 pm

» If The State is Pushing You to Riot , Do the Reverse
by Lopsum Sun Aug 11, 2024 5:16 pm

» Grid Down Mistakes To Avoid
by assassin Tue Aug 06, 2024 5:05 am

» Grid Down Realities
by assassin Tue Aug 06, 2024 4:57 am

» Lowest of Lowest continue with their fraud
by assassin Mon Aug 05, 2024 3:09 am

» Government Prepping Food and Water
by assassin Mon Aug 05, 2024 3:07 am

» Subject access dca refused
by daveiron Sat Jul 27, 2024 12:14 am

» Pre action protocol
by Biggiebest Fri Jul 26, 2024 3:40 am

» DCA working on behalf of an energy company
by daveiron Mon Jul 22, 2024 11:45 pm

» More of the Same
by daveiron Sun Jul 21, 2024 12:19 am

» Off Grid Engine Projects
by assassin Sat Jul 20, 2024 5:03 am

» Government Prepping Setting Up
by urchinatheart Wed Jul 17, 2024 8:13 am

» Latest from CrimeBodge
by assassin Tue Jul 16, 2024 4:15 am

» CLAIM FROM NORTHAMPTON
by Biggiebest Wed Jul 03, 2024 9:58 pm

» Government Prepping Make Your Own
by assassin Wed Jul 03, 2024 10:36 am

» Government Prepping Ancillary
by assassin Wed Jul 03, 2024 4:37 am

» Government Prepping
by assassin Wed Jul 03, 2024 4:19 am

» 3 letters sent & estoppel - Paypal
by daveiron Tue Jul 02, 2024 7:36 am

» NEW STUDY: Covid injections cause brain damage?
by midnight Sat Jun 29, 2024 8:17 pm

» Lucy Letby
by assassin Wed Jun 12, 2024 1:37 pm

» Rob Warner Is Back
by assassin Mon Jun 10, 2024 6:46 pm

» DWP
by bluerowan Sun Jun 09, 2024 9:45 pm

» Venison
by assassin Sun Jun 09, 2024 3:30 am

» Is the Climate Agenda Falling Apart
by assassin Sun Jun 09, 2024 3:29 am

» More Illegal Feelings Enforcers
by assassin Sun Jun 09, 2024 3:28 am

» Accept bailiff compensation or push for more/court?
by daveiron Fri Jun 07, 2024 12:48 am

» Crimebodge is back
by mitch Thu Jun 06, 2024 5:32 pm

Moon phases


Pre-action protocol for debt claims - HSBC

3 posters

The GOODF Approach  :: How to Get out of Debt For Free :: Debt Forum

Go down

Pre-action protocol for debt claims - HSBC Empty Pre-action protocol for debt claims - HSBC

Post by Stevro Thu Nov 30, 2017 12:12 am

Hi all,

Me again. I posted previously about HSBC's in-house legal dept's threats of court action. This time they've sent a 'pre-action protocol for debt claims'.

I've previously followed the 3 letter process. And rebutted their last threat by asking a few questions re debt being sold. I then told them I considered the matter closed.

Do I respond to their latest letter asking if I accept the debt?

Debt is £6k and all docs from them seem correct. Apart from the fact they didn't lend me money, just digits.

Thanks

Stevro

Stevro
news worthy
news worthy

Posts : 125
Join date : 2017-08-03

Back to top Go down

Pre-action protocol for debt claims - HSBC Empty Re: Pre-action protocol for debt claims - HSBC

Post by daveiron Tue Dec 05, 2017 12:00 pm

Hi Stevro,

Fill it in tick box D and box I state in box I what docs you require from them ( see new letters) I would not fill out the financial statement.
no debt has been proven ,so none of their business at this stage .

Also await advise from tiggy
daveiron
daveiron
Admin
Admin

Posts : 4969
Join date : 2017-01-17

Back to top Go down

Pre-action protocol for debt claims - HSBC Empty Re: Pre-action protocol for debt claims - HSBC

Post by Tiggy Tue Dec 05, 2017 12:16 pm

You said on your other post that you were facing action, have they commenced proceedings yet or is it still at the pre action stage?

What have they actually sent you so far in terms of proof? All they need to prove their claim at Court are an agreement and default notice which comply with the Consumer Credit Act and statements.

Tiggy
Moderator
Moderator

Posts : 640
Join date : 2017-08-11

Back to top Go down

Pre-action protocol for debt claims - HSBC Empty Re: Pre-action protocol for debt claims - HSBC

Post by Stevro Tue Dec 05, 2017 1:16 pm

Hi all,

Thanks for responding.

This is still at 'pre-action'. This is my second letter with a deadline of four weeks. Two weeks left.

They have sent the agreement and default notice.

What would you recommend?

Stevro

Stevro
news worthy
news worthy

Posts : 125
Join date : 2017-08-03

Back to top Go down

Pre-action protocol for debt claims - HSBC Empty Re: Pre-action protocol for debt claims - HSBC

Post by Tiggy Tue Dec 05, 2017 2:06 pm

Stevro wrote:Hi all,

Thanks for responding.

This is still at 'pre-action'. This is my second letter with a deadline of four weeks. Two weeks left.

They have sent the agreement and default notice.

What would you recommend?

Stevro
That you go through what you've been sent to see whether they comply with the requirements of the Consumer Credit Act (ie do they have all the prescribed terms?).

Tiggy
Moderator
Moderator

Posts : 640
Join date : 2017-08-11

Back to top Go down

Pre-action protocol for debt claims - HSBC Empty Re: Pre-action protocol for debt claims - HSBC

Post by Sponsored content


Sponsored content


Back to top Go down

Back to top

- Similar topics

The GOODF Approach  :: How to Get out of Debt For Free :: Debt Forum

 
Permissions in this forum:
You cannot reply to topics in this forum