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Moon phases


Robinson way

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The GOODF Approach  :: How to Get out of Debt For Free :: Debt Forum

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Robinson way Empty Robinson way

Post by paul160863 Wed Jun 19, 2019 8:52 pm

Just after some info, I was paying Robinson way £20 a month for a debt with Vanquis so i decided to stop paying and asked them to prove the debt they sent me a letter in due course saying that they had returned the debt back to Vanquis not sure if this is a good thing or bad thing, Thank you

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Post by Mrblue2015 Wed Jun 19, 2019 9:22 pm

(Moved to Debt section)
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Post by Mrblue2015 Wed Jun 19, 2019 9:24 pm

Welcome. Ok so they have returned the alleged debt to Vanquis according to what you have said. So wait to hear from Vanquis and we can take it from there.
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Post by paul160863 Wed Jun 19, 2019 9:29 pm

Thank you for the reply i will wait to hear from Vanquis, cheers

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Post by Mrblue2015 Thu Jun 20, 2019 5:55 am

You’re welcome. In the meantime, prepare a draft of the first letter (letter one of three) from the following link:

https://goodf.forumotion.com/t1153-new-alternative-letters-for-original-lenders-bank-credit-cards
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Post by paul160863 Thu Jun 20, 2019 1:50 pm

Mrblue wrote:You’re welcome. In the meantime, prepare a draft of the first letter (letter one of three) from the following link:

https://goodf.forumotion.com/t1153-new-alternative-letters-for-original-lenders-bank-credit-cards

Many thanks and i will add an update in due course.

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Post by paul160863 Fri Dec 20, 2019 2:35 pm

Update............Vanquis have now sold the debt to Lowell portfolio, Just waiting on them to prove the debt or not, will post an update

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Post by Mrblue2015 Fri Dec 20, 2019 3:15 pm

They won’t be able to ‘prove’ the (ALLEGED) debt, regardless of what they say Wink

Get ready to draft letter 1 for Debt Purchasers (not DCAs) - check out the home page Smile
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Post by paul160863 Sat Dec 21, 2019 1:12 pm

Cheers will do.

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Post by Mrblue2015 Mon Dec 23, 2019 1:14 pm

Your welcome
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Post by waylander62 Mon Dec 23, 2019 2:24 pm

just been reading this one, i assume you have received '2' notices of assignment ? keep them safe as these may be of value later on down the line.

paying robinson way £20 per month will not help but we will see. How long ago did you default on this with vanquis.

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Post by paul160863 Thu Dec 26, 2019 2:14 pm

waylander62 wrote:just been reading this one, i assume you have received '2' notices of assignment ? keep them safe as these may be of value later on down the line.

paying robinson way £20 per month will not help but we will see. How long ago did you default on this with vanquis.

I stopped paying Robinson way 12 months ago... I haven't paid vanquis directly for about 2 years or so... when i hear of Lowell i will keep this updated, they have not proved the alleged debt as yet, cheers.

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Post by waylander62 Thu Dec 26, 2019 2:42 pm

ok we will wait to hear from lowell

defaulted about 2 years ago, Rob way would have been collecting for vanquis so effectively you have been paying vanquis up to 12 months ago.

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Post by paul160863 Tue Jun 23, 2020 9:04 pm

Update on Lowell we are playing cat and mouse at the moment because they have not provided what is asked for in the three letter process but keep saying that they have responded to my query so at the moment the debt is unenforceable at law so just waiting for them to provide the paper work or for them to accept the fact, we will wait and see.

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Post by Mrblue2015 Wed Jun 24, 2020 6:40 am

Yep that’s all they can do, ie in effect harass you until you give in, which you won’t I’m sure Smile

(Thanks for the update!)
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