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Moon phases


up date on water

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Post by Cookiemonster2 Fri Aug 30, 2019 1:26 pm

Ok water company emailed back after other of payment plan, saying they cant do a payment plan as its with the debt collectors now and should go to them.
Where do we go from here?
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Post by Mrblue2015 Fri Aug 30, 2019 2:54 pm

Hi cookiemonster2. Seems like you should have added your latest comments to an existing post Smile Please can you do that instead? Otherwise it’s difficult for us to piece together all the different messages...
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Post by LionsShare Fri Aug 30, 2019 4:56 pm

Hi cookiemonster2, from my experience & others may have differing views, write to the dca when they start & state you will ONLY deal with the water Co being they are the "OC" & the alledged debt is with water Co NOT the dca.

If they persist that you must deal with them state again you will ONLY deal with water Co, as you have NO contract & never had with the dca, you will not deal with 3rd party interlopers.

cookiemonster2, has the alledged debt been given to dca to collect or has it been sold?

As others have had more experience dealing with these tw*ts than me, would others please advise accordingly.

LS
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Post by daveiron Fri Aug 30, 2019 7:31 pm

I agree with LS, I will never deal with debt collectors acting as agents .The only time I ever respond to them
is to inform them that under no circumstances will I engage with them further.
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Post by Cookiemonster2 Fri Aug 30, 2019 11:09 pm

I have no idea if its been sold to them
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Post by Mrblue2015 Sat Aug 31, 2019 6:55 am

daveiron wrote:I agree with LS, I will never deal with debt collectors acting as agents .The only time I ever respond to them
is to inform them that under no circumstances will I engage with them further.

Good morning DI,

Is this also your approach with Debt Collection Agencies (DCAs) working on behalf of debt purchasers (ie not DCAs collecting on behalf of original creditors or utility companies, as is the case in this thread)?
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Post by daveiron Sat Aug 31, 2019 8:24 am

Hi mr Blue,
That is generally my response to debt collectors ,with the exception of those collecting for the likes of
credit cards etc. Where I use the 3 letter approach as I like to show that I have asked for documentation
as many times as possible, as it then shows their failure to comply.
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Post by Mrblue2015 Sat Aug 31, 2019 8:28 am

So where DCAs are collecting for DPs who have bought alleged debts in the form of loans and CCs, you would use the 3 letters for DCAs?
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Post by daveiron Sat Aug 31, 2019 8:54 am

Yep.
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Post by Mrblue2015 Sat Aug 31, 2019 9:06 am

Understood buddy Very Happy
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